Home Loan Options by Scenario

Since 1999, GMFS Mortgage has been CHANGING LIVES by helping our clients find the best home loan solution for their situation.  As a general guide, we have provided links to mortgage products that typically work best for each home loan scenario below.

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No down payment or low down payment to purchase a home

Refinance mortgage to save money or get additional cash

Refinance
Cash-Out Refinance
FHA Streamline Refinance
First Responder Offer


By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Home loan between $453,100 and $3M

62+ homeowner wanting to convert home equity into cash

Non-Traditional Home Loan

Expanded Access Mortgage

Designed for borrowers with a recent credit event that don’t meet traditional seasoning requirements, who are utilizing alternate documentation or who don’t fit standard Agency, Government or Jumbo guidelines.

Home borrower is a First Responder

GMFS Mortgage First Responder Offer

Law Enforcement | Fire Fighters | EMS Medics

WHY GMFS MORTGAGE?

Our avg. customer feedback rating = 4.8 stars! Experience for yourself why so many of our customers and partners refer GMFS Mortgage to their family, friends and clients!

Established

Over 89,000 customers and $14.9 billion in residential mortgage funding in 23 states

Efficient

Processing, underwriting, and closing under same roof means smooth & predictable closings

Trusted

A+ rating with BBB and winner of Torch Award for Marketplace Trust

Experienced

GMFS staff has an avg. of 14+ years of mortgage industry experience