Home Loan Options by Scenario

Since 1999, GMFS Mortgage has been CHANGING LIVES by helping our clients find the best home loan solution for their situation.  As a general guide, we have provided links to mortgage products that typically work best for each home loan scenario below.

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No down payment or low down payment to purchase a home

Refinance mortgage to save money or get additional cash

Cash-Out Refinance
FHA Streamline Refinance
First Responder Offer

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Home loan between $453,100 and $3M

62+ homeowner wanting to convert home equity into cash

Non-Traditional Home Loan

Expanded Access Mortgage

Designed for borrowers with a recent credit event that don’t meet traditional seasoning requirements, who are utilizing alternate documentation or who don’t fit standard Agency, Government or Jumbo guidelines.

Home borrower is a First Responder

GMFS Mortgage First Responder Offer

Law Enforcement | Fire Fighters | EMS Medics


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