Home Loan Options by Scenario

Since 1999, GMFS Mortgage has been CHANGING LIVES by helping our customers  find the best home loan solution for their situation.  As a general guide, we have provided links to mortgage products that typically work best for each home loan scenario below.

No down payment or low down payment to purchase a home

Refinance mortgage to save money or get additional cash

Cash-Out Refinance
FHA Streamline Refinance
First Responder Offer
Purchase Advantage (LA only)


By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Home loan between $750,000 and $3M

Home borrower is a First Responder

Law Enforcement | Fire Fighters | EMS Medics

GMFS Mortgage First Responder Offer

Keys for Service 

GMFS Mortgage ranked Best Mortgage Company in Louisiana for 2018 by Ask a Lenderbusiness report best places to work in baton rouge


Our avg. customer feedback rating = 4.8 stars! Experience for yourself why so many of our customers and partners refer GMFS Mortgage to their family, friends and clients!


Over 150,000 customers and $30 billion in residential mortgage funding in 23 states


Processing, underwriting, and closing under same roof means smooth & predictable closings


A+ rating with BBB and winner of Torch Award for Marketplace Trust


GMFS staff has an avg. of 14+ years of mortgage industry experience