No down payment or low down payment to purchase a home

100% Financing (No Down Payment)
VA Home Loan
Rural Development/USDA Loan
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Low Down Payment Options:
Down Payment Assistance Program 
HomeReady
Home Possible
First Responder Offer
Purchase Advantage (LA only)

First time home buyer
(loan less than $750,000)

First Time Home Buyer Info
Conventional Fixed Rate
FHA Loan
HomeOne
HomeReady
Home Possible
Rural Development/USDA Loan
First Responder Offer
Purchase Advantage (LA only)
Down Payment Assistance Program
LHC – Down Payment Assistance (LA only)
Adjustable Rate Mortgage (ARM)

Refinance mortgage to save money or get additional cash

Refinance
Cash-Out Refinance
FHA Streamline Refinance
First Responder Offer
Purchase Advantage (LA only)

 

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Buying a home in a rural area

Rural Development/USDA Loan
Conforming Fixed Rate
FHA Loan
HomeReady
Home Possible
Purchase Advantage (LA only)

Home borrower is a military Veteran

VA Home Loan
Conforming Fixed Rate
FHA Loan
HomeReady
Home Possible

Build or renovate a home

One Time Close
HomeStyle(R) Renovation Loan
USDA One Time Close 
First Responder Offer

Purchase a second home or investment property

Adjustable Rate Mortgage (ARM)
Conforming Fixed Rate
Jumbo Express Loan
Debt Coverage Ratio (DSCR) Mortgage 

Home loan between $750,000 and $3M

Jumbo Express Loan

Adjustable Rate Mortgage (ARM)

Home borrower is a First Responder

Law Enforcement | Fire Fighters | EMS Medics

GMFS Mortgage First Responder Offer

Keys for Service 

Disaster recovery home loans

Conforming Fixed Rate
Construction Loans
FHA 203(h) Disaster Loan
HomeReady
Home Possible
LHP – Pathway 2 Homeownership (LA only)

Non-Traditional Home Loan & Self-Employed Borrowers

Expanded Prime/Non-QM

Jumbo Express Loan

Adjustable Rate Mortgage (ARM)