Adjustable Rate Mortgage (ARM)

GMFS Mortgage is pleased to offer a Conforming and Jumbo Conventional ARM. The Adjustable Rate Mortgage or ARM offer the lowest home loan interest rate available for 5/6, 7/6, and 10/6. ARMs tend to be best for the financially savvy borrower. While a fixed-rate mortgage locks in your interest rate for the life of the loan, an ARM offers an interest rate that adjusts over time.

two story home exterior from front

Adjustable Rate (ARM) Mortgages

ARM Features

Adjustable Rate Mortgages can significantly reduce the cost of your mortgage by providing the lowest mortgage rate available

May be ideal if you plan to move or refinance in the next 5, 7 or 10 years

Ideal for the financially savvy borrower looking to purchase an investment property or second home

Remember, after the initial fixed-rate period, the rate of an Adjustable Rate Mortgage (ARM) may change every six months.

ARM Calculator & Resources

Let’s Talk

Contact a GMFS Mortgage Loan Officer today!

Get Started
Rating: 5 out of 5

Great experience for a first-time home buyer!! John made us feel comfortable throughout the whole purchase process.

Olivia B.
Rating: 5 out of 5

Jason was professional and knowledgeable and guided through the process expertly

Don D. LaPlace, LA
Rating: 5 out of 5

Ashley was great helped me out alot made the experience alot better than what I was dealing with

Dalton G.
Rating: 5 out of 5

Will was able to get my client approved for her dream home when other lenders were not!! He came in at the last minute and saved the deal!! 👏🏼👏🏼 I love a happy ending!!!

Jessica P. Mobile, AL
Rating: 5 out of 5

Ashley and her team are awesome! In spite of the issues we faced in our construction process, Ashley made sure we never had any worries about our loan. She was knowledgeable, professional, responsive and a true lifeline for us. We are forever grateful for the personal attention she gave us, and for always treating us like our business mattered. We highly recommend her to anyone building or buying a home. Customer service at its finest!

Donna T.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Apply Now

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.