Adjustable Rate Mortgage (ARM)

GMFS Mortgage is pleased to offer a Conforming and Jumbo Conventional ARM. The Adjustable Rate Mortgage or ARM offer the lowest home loan interest rate available for 5/6, 7/6, and 10/6. ARMs tend to be best for the financially savvy borrower. While a fixed-rate mortgage locks in your interest rate for the life of the loan, an ARM offers an interest rate that adjusts over time.

two story home exterior from front

Adjustable Rate (ARM) Mortgages

ARM Features

Adjustable Rate Mortgages can significantly reduce the cost of your mortgage by providing the lowest mortgage rate available

May be ideal if you plan to move or refinance in the next 5, 7 or 10 years

Ideal for the financially savvy borrower looking to purchase an investment property or second home

Remember, after the initial fixed-rate period, the rate of an Adjustable Rate Mortgage (ARM) may change every six months.

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Contact a GMFS Mortgage Loan Officer today!

Rating: 5 out of 5

Will was able to get my client approved for her dream home when other lenders were not!! He came in at the last minute and saved the deal!! 👏🏼👏🏼 I love a happy ending!!!

Jessica P. Mobile, AL
Rating: 5 out of 5

Had a great experience even after a major Hurricane!

Richard D.
Rating: 5 out of 5

The best decision I have ever made.

Kristie P.
Rating: 5 out of 5

Ashley Neely was very informative and very helpful during our buying process. Her diligence to help us purchase our first home, was very welcoming. My family and I thank Ms. Neely and the staff for their hard work! God Bless!

Jonathan B.
Rating: 5 out of 5

GMFS Mortgage was very outstanding. Ashley done an awesome job, helping and teaching both my wife Regina and I. I want to say thank you all for such an amazing job.

Mr. and Mrs. Douglas Rankins

Douglas R.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.