Adjustable Rate Mortgage (ARM)

GMFS Mortgage is pleased to offer a Conforming and Jumbo Conventional ARM. The Adjustable Rate Mortgage or ARM offer the lowest home loan interest rate available for 5/6, 7/6, and 10/6. ARMs tend to be best for the financially savvy borrower. While a fixed-rate mortgage locks in your interest rate for the life of the loan, an ARM offers an interest rate that adjusts over time.

two story home exterior from front

Adjustable Rate (ARM) Mortgages

ARM Features

Adjustable Rate Mortgages can significantly reduce the cost of your mortgage by providing the lowest mortgage rate available

May be ideal if you plan to move or refinance in the next 5, 7 or 10 years

Ideal for the financially savvy borrower looking to purchase an investment property or second home

Remember, after the initial fixed-rate period, the rate of an Adjustable Rate Mortgage (ARM) may change every six months.

ARM Calculator & Resources

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Rating: 5 out of 5

Frannie Fran! She was excellent! She was prompt in responding to every question I had. I contacted a nation lender along with Manual Morgage but Frannie won my business by not overwhelming me with information. She made the process stress free!

Conrad W. October 8, 2026
Rating: 5 out of 5

All around pleasant experience with knowledgeable folks. Would highly recommend!

Christopher B. Slidell – October 12, 2026
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Brian J. October 8, 2026
Rating: 5 out of 5

Even though the process was very stressful and difficult at times, Crystal was always there helping me along the way. She was available to walk me through things and was always a phone call away when I had questions. I could not have made it through this without her. Highly recommend!!!

Joey D. Carencro – October 9, 2026
Rating: 4.75 out of 5

John was very helpful in explaining the reasoning and process behind every step of the mortgage process, and was attentive to receiving and distributing the required documents in a timely manner during the closing process.

Evan L. Macon – October 9, 2026

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