Home Financing Education

Purchase or Sell a Home – Podcasts, videos & articles
Build or Renovate a Home – Podcasts, videos & articles
Refinance Your Home – Podcasts, videos & articles
Home Loan Closing Process – Podcasts, videos & articles
Home Loan Process
Providing Requested Documents for Home Loans
Credit & Economics – Podcasts, videos & articles

Every 12 months you are entitled to order a free copy of your credit report from each of the major credit reporting agencies (Equifax, Experian, and TransUnion) through AnnualCreditReport.com. This website is the only one that is government authorized to provide you with free copies of your credit report.

You can also contact the credit agencies directly if you need to dispute information in your report, place a fraud alert or security freeze on your credit file, or have other questions:

Equifax.com or by phone at 1-866-349-5191

Experian.com or by phone at 1-888-397-3742

TransUnion.com or by phone at 1-800-916-8800

Consumer Financial Protection Bureau

 “Your Home Loan Toolkit” This CFPB booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. Note: All home purchase mortgage applicants get a copy.

Sample Loan Estimate (LE) document CFPB explains how this standard, required form, provided by your lender makes it easier to compare loan offers.

Sample Closing Disclosure (CD) document CFPB explains how this standard, required form, provided by your lender helps avoid surprises at closing.

Additional home financing resources available at CFPB’s “Know Before You Owe” site