Mortgage Calculators: Estimate Payments, Affordability & More

Use our free mortgage calculators to estimate monthly payments, determine how much you can qualify for, calculate down payments, compare loan scenarios, and make confident home financing decisions.

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Mortgage calculators

Find the right one for your question

Grouped by what you’re trying to figure out. Pick one to run the numbers right here.

Affordability & qualifying

See what you can comfortably borrow and buy.

How much can I afford?→ How much can I qualify for?→ How much should I put down?→ Am I better off renting?→

Monthly payments

Estimate the full monthly cost, by loan type.

Most usedHow much will my payment be?→ FHA loan payments→ VA loan payments→ Adjustable-rate (ARM) payments→ Interest-only payments→

Compare your options

Weigh two paths side by side.

15- or 30-year term?→ Fixed or adjustable?→ Interest-only or traditional?→ Am I better off refinancing?→ Should I pay points?→

Costs, taxes & payoff

Closing costs, tax savings and paying off sooner.

What will my closing costs be?→ What will my refinancing costs be?→ How much can I save in taxes?→ Reduce mortgage insurance costs→ How advantageous are extra payments?→ Extra payment to pay off by a date→ Extra payment to reach a target LTV→

Monthly payments are shown for illustrative purposes only. Other PMI, taxes, insurance, or applicable escrows may apply. Accuracy is not guaranteed and products may not be available for all borrower situations. Interest rates and APRs are based on current market rates, for informational purposes only, and subject to change without notice. This is not a credit decision or a commitment to lend.

Monthly payments are shown for illustrative purposes only. Other PMI, taxes, insurance, or applicable escrows may apply. Accuracy is not guaranteed and products may not be available for all borrower situations. Illustrative payment amounts assume a borrower(s) with excellent credit. Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as“points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g. $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your mortgage note.