GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 24,300 home loans
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
Chantelle goes above and beyond when it comes to helping her clients. She always makes herself available and is ready to answer any and all questions. She made the process of refinancing a breeze and accommodated any needs I had [Zillow reviews]
Jacob GMFS Mortgage Customer
Tuesday August 7, 2018
I’ve used GMFS Mortgage in the past and didn’t hesitate to contact them again. They make the process very easy and straight to the point. I would highly recommend them!
Dana P. GMFS Mortgage Customer
Friday August 3, 2018
The process was handled professionally, as well as, efficiently with clear communication throughout. Mr. Bickley and his team returned telephone calls and made me feel very comfortable with their expertise in the mortgage business. I highly recommend this team because they took care of me keeping all timelines.
Arlona W. GMFS Mortgage Customer
Thursday August 2, 2018
Very responsive and easy to work with!
April C. GMFS Mortgage Customer
Wednesday August 1, 2018
Our refinance was handled with the highest level of professionalism and curtesy, Derek Dupuy went the extra mile making the entire process painless. I recommend GMFS Mortgage for any mortgage needs; you can be confident and trust them to do right by you.
David. J GMFS Mortgage Customer
Wednesday August 1, 2018