GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 24,300 home loans
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.
Contact a GMFS Mortgage Loan Officer today!
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
GMFS Mortgage were prompt and very helpful. They went the extra mile to make sure I was satisfied with their services.
Kevin A. GMFS Mortgage Customer
Monday September 24, 2018
Paul W. GMFS Mortgage Customer
Friday August 31, 2018
We had the best experience ever. Greg Price was so helpful, Thank y’all again so much, couldn’t of done it all without all of Greg’s help.
Coby B. GMFS Mortgage Customer
Thursday August 30, 2018
GMFS Mortgage has been so easy to work with. I highly recommend financing your house through this lender. They are always available to answer questions by phone or in the office. They treat like a person not like another mortgage. [Zillow reviews]
kellylbourgeois GMFS Mortgage Customer
Thursday August 23, 2018
Ryan Larussa went above and beyond his duty. Ryan got us in touch with someone for a construction loan, which they do not service. Ryan would call and check on us and the progress of our house during the process. Then when we were ready to refinance Ryan and his staff went to work and got us refinanced without any issues. Everything went smooth at the closing. It was a great experience and pleasure working with them. [Zillow reviews]
Greg GMFS Mortgage Customer
Tuesday August 21, 2018