Mortgage Refinance

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GMFS Mortgage will help you understand when and if you should refinance your house.  We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.

GMFS Mortgage has refinanced over 24,300 home loans

GMFS Mortgage Ranked Best Mortgage Company for Refinance in Louisiana by Ask a Lender for 2018

Benefits of Mortgage Refinancing

Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:

  • Lower interest rate and lower monthly payment
  • Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
  • Consolidate debt
  • Use your home’s equity to generate additional cash
  • Changing the loan terms for savings or to build equity faster
  • Improve your credit and your monthly cash flow


Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.

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Mortgage Refinance Options & Resources

Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)

FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.

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