GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 24,300 home loans
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.
Contact a GMFS Mortgage Loan Officer today!
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
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I’m not always able to answer my phone or call back during business hours but he made communicating very easy because of email & text . Very pleasant, informative, and patient
Crystal P. GMFS Mortgage Customer
Wednesday April 3, 2019
Aaron and Charmayne made this process quick and simple.
Steven A. GMFS Mortgage Customer
Tuesday April 2, 2019
I had my mortgage with GMFS Mortgage and when I decided to refinance my home I looked around but decided to stay with them. All the people I worked with were very professional and knowledgeable. It was a great experience and I wouldn’t hesitate to recommend them.
Hedy S. GMFS Mortgage Customer
Thursday March 28, 2019
The lending part was super easy. Very quick closing. Great people. And they don’t sell your loan to other companies. I was kept informed at all times. No surprises at closing. Actually enjoyed the experience.
Keila L. GMFS Mortgage Customer
Thursday March 21, 2019
Monica F.G. GMFS Mortgage Customer
Thursday March 21, 2019