Mortgage Refinance
Loans & Calculators | Education
Refinance Process | Reviews
GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 47,800 home loans
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.
Contact a GMFS Mortgage Loan Officer today!
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
Calculator – What will my refinancing costs be?
Calculator – Am I better off refinancing?
Refinance Process
Mortgage Refinance Educational Articles (independent 3rd party)
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Customer Reviews
Everything for my refinance was done via phone, electronically or in-person to my doorstep. The process was so convenient. All who assisted me were knowledgeable, personable and professional. Thanks so much!
I recommend GMFS to anyone. John Peterson was very helpful and the process for a cash out loan went smoothly!
Jason Vick, is hands down the best. He made this experience for my family and I as stress free as possible. If your in need of a refinance or buying a new home I would recommend Jason Vick at GMFS Mortgage
Awesome experience, we are very pleased. Like them so much we recently refinanced our primary and investment property.
The refinance closed we’re good!