GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 24,300 home loans
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Always consult with a tax advisor concerning tax implications of your mortgage.
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
Calculator – What will my refinancing costs be?
Calculator – Am I better off refinancing?
Refinance Process
Mortgage Refinance Educational Articles (independent 3rd party)
Wondering when should I refinance my house?
Wondering should I refinance to get rid of PMI?
Wondering how to refinance your home?
Want to Apply for a Refinance or Get a Free, No-Obligation Consultation?
Contact a GMFS Mortgage Loan Officer to Get Started!
See also Refinance Process, Home Loan Options and Mortgage Resources
CUSTOMER REVIEWS
Heather took excellent care of us. She navigated is through a difficult re-fy due to paying off some debt and a short business history after retiring from a large company. She knew what do each step and was always calm and professional.
Carrie was extremely attentive to all of our needs throughout the entire process. She answered all questions and concerns promptly and is just the nicest person. Pleasurable experience through and through! Thanks again Carrie!
Excellent experience with GMFS’s Mortgage staff while refinancing my home. Doug Bickley went far above and beyond my expectations to make the process as smooth as possible.
Bob went out of his way to work with me from start to finish with my refinance. It was not an “easy” refinance with my house being a construction site at the beginning and a rough appraisal, but he never stopped working for me and with me. He could have easily said he was done and I would have completely understood based on all the pitfalls. I will never forget how much he worked for me and my family.
Trey is the man went above and beyond to get me refinanced. Had a few hiccups but was not their companys fault. Overall wouldn’t trade mortgage companys in the world and will be using Trey in the future on mortgage deals.