GMFS Mortgage will help you understand when and if you should refinance your house. We make it easy to refinance your home and a refi could save you a significant amount of money and/or improve your cash flow.
GMFS Mortgage has refinanced over 47,800 home loans
Contact a GMFS Mortgage Loan Officer today!
Benefits of Mortgage Refinancing
Refinancing a mortgage means paying off your existing home loan and replacing it with a new one. Typical benefits of a refi include:
- Lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Changing the loan terms for savings or to build equity faster
- Improve your credit and your monthly cash flow
Note: By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Always consult with a tax advisor concerning tax implications of your mortgage.
Mortgage Refinance Options & Resources
Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage. Then, after paying off your original mortgage, the amount left over is used to payoff your other debt or for other needs (e.g. remodel, tuition, your business, etc.)
FHA Streamline Refinance: Homeowners with a current FHA loan can save money by refinancing to a new lower rate and payment.
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This was my 2nd ReFi with GMFS and Stephen Foreman. You’d better hold on to Stephen; he’s a good one!
John L. GMFS Mortgage Customer
Wednesday August 25, 2021
Mr. Gill is professional and outgoing. His knowledge exceeded my expectations. Mr. Gill made my refinance experience a non hassle experience…
Michael K. GMFS Mortgage Customer
Saturday August 21, 2021
Greg made our refinance easy. He explained our options to figure out what made sense for our family and helped us get the best value. The whole process was quick and simple.
Whitney P. GMFS Mortgage Customer
Friday August 13, 2021
The team at GMFS went above and beyond. My refinance was more complicated than most, but I never had to worry it would get done. John, Robin, and Carson were amazing throughout the entire process. 10/10!
Julie D. GMFS Mortgage Customer
Thursday July 15, 2021
Second time I’ve taken a mortgage with GMFS and it was awesome, again. Everyone is so nice and helpful and things went very, very smoothly. Particularly thankful that Susan at the Macon, Georgia office was my loan officer. I would highly recommend GMFS to anyone applying for a mortgage or a refi.
Chris M. GMFS Mortgage Customer
Tuesday July 13, 2021
Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.