GMFS Home Purchase Process
- Get Your Free-No-Obligation Consultation
Contact a GMFS Mortgage Loan Officer to get Pre-Qualified* today!
GET STARTED - Shop for Your Dream Home
Realtors and Sellers will take you more seriously if you have a Pre-Qualification letter from a mortgage lender like GMFS Mortgage - Get Contract on Home to be Purchased
- Contact Your GMFS Mortgage Loan Officer to Start Loan Process
- Provide the Purchase Property Address (*a home loan cannot officially be “approved” without knowing the collateral property address)
- Provide
- Requested Documents
- Lock Loan Terms – you will be provided a Loan Estimate (LE) form
- Review & Verification of Provided Documents
- Home Appraisal
- Loan Reviewed and Approved
- Closing Scheduled
You will be provided a Closing Disclosure (CD) form
GMFS Refinance Process
- Get Your Free-No-Obligation Consultation
Contact a GMFS Mortgage Loan Officer to get Pre-Qualified* today!
GET STARTED - Shop for Your Dream Home
Realtors and Sellers will take you more seriously if you have a Pre-Qualification letter from a lender like GMFS Mortgage - Get Contract on Home to be Purchased
- Contact Your GMFS Mortgage Loan Officer to Start Loan Process
- Provide the Purchase Property Address (*a home loan cannot officially be “approved” without knowing the collateral property address)
- Provide Requested Documents
- Lock Loan Terms – you will be provided a Loan Estimate (LE) form
- Review & Verification of Provided Documents
- Home Appraisal
- Loan Reviewed and Approved
- Closing Scheduled
You will be provided a Closing Disclosure (CD) form
Resources from the Consumer Financial Protection Bureau (CFPB)
- “Your Home Loan Toolkit” This CFPB booklet takes you from budgeting to closing with worksheets, checklists, and conversation starters. Note: All home purchase mortgage applicants get a copy.
- Sample Loan Estimate (LE) document CFPB explains how this standard, required form, provided by your lender makes it easier to compare loan offers.
- Sample Closing Disclosure (CD) document CFPB explains how this standard, required form, provided by your lender helps avoid surprises at closing.
- Additional home financing resources available at CFPB’s “Know Before You Owe” site
MISSION & RESOURCES
Whether you purchase, build, renovate, or refinance your home—the mission of your GMFS Mortgage Loan Officer is to use their experience to help you find the right home financing solution. We offer Conventional, Jumbo and Government mortgage programs such as FHA loans, VA loans (Veterans) and USDA loans (Rural Development). We also offer 100% financing home loan options.
GMFS Mortgage Resources:
WHY GMFS MORTGAGE?
- Since 1999, over 79,000 customers in 23 states
- $12.9 billion in residential mortgage funding
- 5 Star Customer Reviews
- Processing, underwriting, and closing under same roof
- BBB accredited with A+ rating
- BBB Torch Award for Marketplace Trust
- #1 Rural Development lender in Louisiana per USDA (2015 & 2016)
- Branches in AL, GA, LA, MS, & TX
- Rated as a “Best Places to Work”
- Community Support