Rating: 5 out of 5

GMFS, Todd, and especially John were absolutely fantastic to work with. Fast responses, very knowledgeable, flexible, and made the entire buying process so easy. I would highly recommend John and had a great experience.

Matt W. July 30, 2026
Rating: 5 out of 5

Working with Stacey for my third time closing made buying a home completely stress-free. From our very first talk, the communication was clear and fast. She found me a great rate, answered every question I had without making me feel rushed, and kept me updated at every single step. If you want an agent that works hard for you and closes on time, look no further!

i keep going back to Stacey and will continue to.

Christopher Michael E. Lafayette – July 26, 2026
Rating: 5 out of 5

Josh Foster put in tremendous amounts of effort to help us in our home buying process, very helpful, informative, and hard working. 100% will be using him again.

Logan S. Springfield – July 30, 2026
Rating: 4.75 out of 5

Joy was amazing and excellent in keeping me in the loop. She answered all questions and was a great support! I am recom her to any family who will be looking to finance a new house.

Lethv Rain A P. Maurice – July 28, 2026
Rating: 5 out of 5

Bryan Sparacino at GMFS made the entire home loan process smooth and stress-free. He was knowledgeable, responsive, and always willing to answer my questions. He kept me informed every step of the way and made sure I understood everything throughout the process. His professionalism and dedication made such a difference,…

Bryan Sparacino at GMFS made the entire home loan process smooth and stress-free. He was knowledgeable, responsive, and always willing to answer my questions. He kept me informed every step of the way and made sure I understood everything throughout the process. His professionalism and dedication made such a difference, and I truly appreciate all of his hard work. I highly recommend Bryan and the GMFS team to anyone looking for a lender who genuinely cares about their clients!

Reagan D. Denham Springs – July 23, 2026
Rating: 5 out of 5

Bryan Sparacino at GMFS made the entire home loan process smooth and stress-free. He was knowledgeable, responsive, and always willing to answer my questions. He kept me informed every step of the way and made sure I understood everything throughout the process. His professionalism and dedication made such a difference, and I truly appreciate all of his hard work. I highly recommend Bryan and the GMFS team to anyone looking for a lender who genuinely cares about their clients!

Reagan D. Denham Springs – July 23, 2026

Helping You Move Forward

No matter your path to homeownership, we’ve built our process around real people, real needs, and real-life flexibility.

Two Story Purchase a Home

Ready to buy a home or investment property?

Get pre-qualified with GMFS Mortgage to strengthen your offer and simplify your search. We offer flexible loan options, including FHA, VA, USDA, and 100% financing.

A Couple Considering Building a Home

Planning to build, renovate, or upgrade?

We offer flexible loan options to help you start from the ground up, remodel your current home, or add energy-efficient improvements.

Refinance a Home

Thinking about refinancing your home?

GMFS Mortgage makes it easy to explore your options and see if refinancing could help you lower your rate, reduce your monthly payment, consolidate debt, or access cash from your home’s equity.

More Ways to Move Forward

Smarter Tools.
More Options.
Better Decisions.

Want to run the numbers or learn the basics?

Our calculators and guides help you feel clear, confident and in control of your decisions.

Explore all your loan possibilities

Our calculators and guides help you feel clear, confident and in control of your decisions.

GMFS Mobile App
Five Star Rating

“The App Made Completing 
Documents So Easy!”

Everything was seamless, organized and prompt communication. This made it easy!

Victoria B.
Oxford, MS

Group of GMFS Staff
Award: Business Report's Best Places to Work in Baton Rouge - 2021

From Our Home to Yours

News, Tips & Stories

Stay informed and inspired with articles and updates from the GMFS Mortgage team.

usda 2026 income limits

USDA Rural Development Income Limits 2026

USDA Rural Development increased Income Limit for the Single Family Guaranteed Loan Program in 2024. Get pre-qualified today!
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GMFS Mortgage Lafayette Louisiana office at 201 Rue Iberville Suite 304

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

Get Started

GMFS Mortgage Is a Residential Mortgage Lender

GMFS Mortgage is licensed in over 12 states with locations in Louisiana, Georgia, Alabama, Mississippi and South Carolina. We were established in 1999 in Baton Rouge, Louisiana. Today, we are proud to have grown to over 200 employees in 14 locations.

We offer residential mortgage programs such as:

  • 100% Mortgage Financing
  • Construction and Renovation Loans
  • Adjustable Rate Mortgage (ARM)
  • Conventional Fixed Rate Mortgage
  • FHA loans
  • First Responder Home Loan
  • First Time Home Buyer
  • Mortgage Refinancing
  • Jumbo Home Loan
  • Second Home – Investment Property Loans
  • USDA Rural Development home loans
  • VA loans for Veterans
  • Other home loans
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Mother and Daugther on the Floor

Let’s Talk

Here to Help Make Home Happen

Our team of experienced mortgage professionals is ready to guide you through every step of your home financing journey. From application to closing, we’re committed to providing the personal attention and expert support you deserve.