How much mortgage can I qualify for?

Calculator – How much can I borrow/qualify for a home loan?

Qualifying
How much can I qualify for?
A quick estimate of the loan amount lenders may approve.
$90,000
$
6.5%
43%
Mortgage you may qualify for$353,522
Max total housing payment$2,725
Max principal & interest$2,235
Gross monthly income$7,500
Estimate using a 43% back-end DTI. Lenders also weigh credit, assets and the property. Not a commitment to lend.
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Estimates for illustration only — not a commitment to lend.

Monthly payments are shown for illustrative purposes only. Other PMI, taxes, insurance, or applicable escrows may apply. Accuracy is not guaranteed and products may not be available for all borrower situations. Illustrative payment amounts assume a borrower(s) with excellent credit. Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurancemay be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as“points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g. $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your mortgage note.