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Posts Categorized: Buy-Purchase-Sell

Buy-Purchase-Sell

Debt Service Coverage Ratio Mortgage

DSCR (Debt Service Coverage Ratio) for Property Investors Property investors have many options and should feel good about their business purpose loan. The GMFS DSCR (Debt Service Coverage Ratio) products are designed to give these valuable borrowers a real choice…

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Buy-Purchase-Sell

2/1 Buydown

You may be able to lower your monthly housing payment with a 2/1 Buydown. When interest rates were at historic lows, a typical fixed rate mortgage loan was all most people needed. Now, rates have risen and borrowers may be…

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Buy-Purchase-Sell

Homestead Exemption

Applying for Homestead Exemption Please remember to apply for your homestead exemption if you have not done so already! The homestead exemption is a wonderful benefit for homeowners.  Consult with an accountant or tax professional for specific tax relief information….

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Buy-Purchase-Sell

The Purchase Advantage Program is Back!

GMFS is pleased to re-introduce the Conventional Purchase Advantage Program with the Capital Area Finance Authority (CAFA). Borrowers can receive an assistance amount of 3% or 4% on FHA and Conventional Loans. The assistance may be used for down payment,…

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Buy-Purchase-Sell

Homes selling at fastest pace on record

Fast Facts About the Housing Market Gone in a flash! Homes are selling faster than ever. With record-low inventory and intense demand, homebuyers face fierce competition. A record 41% of homes sold above list price during a 4-week period ending…

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Buy-Purchase-Sell

FHA and VA Loans Down to 620

Good news. There have been updates to Government Loan Fico Score requirements that may allow more borrowers to qualify!  FHA and VA Loans may accept FICOS down to 620! Contact a GMFS Mortgage Loan Officer today for a no-obligation consultation…

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Buy-Purchase-Sell

10 Steps to Buy A Home This Summer

At GMFS Mortgage, we make the home buying process easy! If you are thinking of buying a home for the first time, you may not know where to start. 10 Steps to Buying a Home   1)  Save for a…

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Buy-Purchase-Sell

USDA Rural Development Income Limit Increase 2019

USDA Rural Development Increases Income Limits – More People Eligible Recently, USDA Rural Development increased the 2019 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA…

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GMFS Mortgage is a BBB Accredited Mortgage Lender in Baton Rouge, LA

 

Equal Housing Lender. ©2017 GMFS LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. GMFS LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought. All mortgages are originated by GMFS LLC, NMLS ID #64997, at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.

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