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Posts Categorized: Buy-Purchase-Sell

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Building vs. Buying a House in 2025: Which Is Best?

When considering your next home, one big question stands out — is it cheaper to build or buy a home? Both options come with their own set of advantages and challenges, and what’s right for you depends on your needs,…

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Buy-Purchase-Sell

What Does a Loan Officer Do?

Buying a home is one of life’s most exciting milestones, but the journey can feel overwhelming without the right help. Understanding the role of loan officers is essential when navigating the home-buying process. These professionals guide borrowers through securing a…

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Buy-Purchase-Sell

2/1 Buydown

How a 2/1 buydown may be able to lower your monthly housing payment When interest rates were at historic lows, a typical fixed rate mortgage loan was all most people needed. Now, rates have risen and borrowers may be looking…

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Buy-Purchase-Sell

Homestead Exemption

Applying for Homestead Exemption Please remember to apply for your homestead exemption if you have not done so already! The homestead exemption is a wonderful benefit for homeowners.  Consult with an accountant or tax professional for specific tax relief information….

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Buy-Purchase-Sell

Debt Service Coverage Ratio Mortgage

DSCR (Debt Service Coverage Ratio) for Property Investors Property investors have many options and should feel good about their business purpose loan. The GMFS DSCR (Debt Service Coverage Ratio) products are designed to give these valuable borrowers a real choice…

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Buy-Purchase-Sell

Homes selling at fastest pace on record

Fast Facts About the Housing Market Gone in a flash! Homes are selling faster than ever. With record-low inventory and intense demand, homebuyers face fierce competition. A record 41% of homes sold above list price during a 4-week period ending…

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Buy-Purchase-Sell

FHA and VA Loans Down to 620

Good news. There have been updates to Government Loan Fico Score requirements that may allow more borrowers to qualify!  FHA and VA Loans may accept FICOS down to 620! Contact a GMFS Mortgage Loan Officer today for a no-obligation consultation…

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Equal Housing Lender. ©2017 GMFS LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. GMFS LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought. All mortgages are originated by GMFS LLC, NMLS ID #64997, at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.

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