Compared to other home loans, FHA is typically the most flexible mortgage product with lower minimums for down payment and credit score, while allowing a higher debt-to-income (DTI) ratio. A FHA loan is typically the best home loan option for first time buyers who are not military veterans or the house is not in an eligible rural area designated by USDA.
GMFS Mortgage has funded over 17,900 FHA home loans
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FHA Home Loan Features
96.5% maximum financing
Upfront mortgage insurance required as well as a monthly amount for term of loan
Expanded qualifying ratios and flexible credit guidelines
FHA maximum loan amount varies by geographical area determined by FHA
No income limits or location restrictions
Can be used for purchases and refinance
FHA loan minimum credit score = 580
Click to Calculate Your FHA Loan Payment
What can I say. Jeannie Martin Smith goes above and beyond to close the transaction in the right way and in the fastest amount of time possible. She keeps you constantly informed, is personable and is willing to go to great lengths to educate you and your client on the loan and funding process. She goes out of her way to make you feel satisfied and secure and that means everything. Thanks Jeannie for some great clients and great closings.
Prominus Real Estate
Jennifer Cloud (Realtor) GMFS Mortgage Customer
Thursday July 12, 2018
Jeannie, the whole team has been fantastic! Thank you for keeping us constantly updated & making the loan process so smooth. You’re hard work is very much appreciated!!
Keller Williams Realty Southlake
C. Brightwell (Realtor) GMFS Mortgage Customer
Thursday July 12, 2018
Carrie exceeded all of my expectations! She has helped me every step of the way, during and after my first home purchase. I highly recommend using Carrie Sanders.
Brad G. GMFS Mortgage Customer
Thursday July 5, 2018
I had a great experience on my recent refi. Everything was smooth and quick. All your staff were very helpful and responded quickly to all my questions. Clayton was fabulous to deal with.
Justin M. GMFS Mortgage Customer
Sunday July 1, 2018
Clayton & Doug really went the extra mile & helped me close on my house fast. Without them, this deal wouldn’t have worked. Great work guys!
Jonathan H. GMFS Mortgage Customer
Friday June 29, 2018
Over 89,000 customers and $14.9 billion in residential mortgage funding in 23 states
Processing, underwriting, and closing under same roof means smooth & predictable closings
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GMFS staff has an avg. of 14+ years of mortgage industry experience