GMFS Mortgage Loan Options
Since 1999, GMFS Mortgage has been CHANGING LIVES by helping our customers find the best home loan solution for their situation. As a general guide, we have provided links to mortgage products that typically work best for each home loan scenario below.
Home Loan Options by Scenario
No down payment or low down payment to purchase a home
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- Low Down Payment Options:
- Down Payment Assistance Program
- HomeReady
- Home Possible
- First Responder Offer
Refinance mortgage to save money or get additional cash
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
Buying a home in a rural area
Home borrower is a military Veteran
Build or renovate a home
Purchase a second home or investment property
Home loan between $806,500 and $3M
Home borrower is a First Responder
- Law Enforcement | Fire Fighters | EMS Medics
- GMFS Mortgage First Responder Offer
- Keys for Service
Disaster recovery home loans
Non-Traditional Home Loan & Self-Employed Borrowers
What Sets Us Apart
A Lender Who Cares
With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.
Established
Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.
Efficient
Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.
Trusted
A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.
Experienced
Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.