VA Home Loans for U.S. Veterans
VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.
GMFS Mortgage is a 5 star VA home loan lender that has helped over 5,300 U.S. Veterans achieve the American dream of homeownership with over $1.1 billion in funding!
VA Home Loan Features
*Due to COVID-19 pandemic, there are temporary changes regarding some qualification criteria.
- 100% financing
- No income limits or restrictions
- Maximum loan amount varies based on entitlement
- Expanded qualifying ratios and flexible credit guidelines*
- Veterans Administration Funding fee based on military status (financeable)
- Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
- Check eligibility for VA loans online at Veterans Benefits Administration web site
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It’s been 12 days since we closed on our new (to us) home and 45 years since my last mortgage experience, both by VA loan guarantee. The process seemed much more rigorous than I remember, and our financial security now is many times more stable. Needless to say, I had many questions but they were answered and explained, and I am grateful for that. Jackie Dykes and Aaron Oberste were our primary contacts and they were friendly, knowledgeable, and competent in guiding us through the entire process. Jackie always ended her messages to us with “Thank you for your patience.” I want to thank her also for hers, several times over. I have no problem recommending GMFS Mortgage in Denham Springs for their services.
Mickey W. GMFS Mortgage Customer
Wednesday October 9, 2019
Stephanie Chenevert was absolutely awesome. She represented GMFS Mortgage with the utmost integrity. Her knowledge, experience, and kindness was invaluable to me during my home buying process. She always responded quickly to my questions and calmed any concerns I had. Because of her service I will be sure to recommend GMFS to my friends and family.
Sonya H. GMFS Mortgage Customer
Sunday March 31, 2019
Very friendly. Always available to answer questions. Professional. Worked with me through the whole process. Kept me updated on everything. Very smooth process with him. Would definitely recommend to friends and family.
Mathew S. GMFS Mortgage Customer
Sunday March 17, 2019
I am so happy that God sent GMFS Mortgage to me. everyone was awesome and professional. I emailed almost every day and they responded with no problem. I closed within a month from finding my home. Michelle Acosta and Kelsey Raynier were beyond phenomenal. First time home owner process was a breeze. Thank you guys So much
Jasmine J. GMFS Mortgage Customer
Wednesday January 16, 2019
GMFS Mortgage got me the best deals they stayed with me till the end and answered all my questions. I’d recommend them to anyone.
Beth B. GMFS Mortgage Customer
Saturday January 12, 2019
Over 130,000 customers and $24 billion in residential mortgage funding in 23 states
Processing, underwriting, and closing under same roof means smooth & predictable closings
A+ rating with BBB and winner of Torch Award for Marketplace Trust
GMFS staff has an avg. of 14+ years of mortgage industry experience
*For eligible Veterans only
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval.
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
|Loan Term||Down Payment||Annual Percentage Rate||Estimated Monthly Payment|
|30 year fixed rate||10% (90% LTV)||4.75%||$1,043|