VA Home Loans

VA Home Loans for U.S. Veterans

VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.

Soldier walking with young family

VA Home Loan Features

  • 100% financing
  • No income limits or restrictions
  • Maximum loan amount varies based on entitlement
  • Expanded qualifying ratios and flexible credit guidelines*
  • Veterans Administration Funding fee based on military status (financeable)
  • Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
  • Check eligibility for VA loans online at Veterans Benefits Administration website.

VA Loan Payment Calculator

va home loan home loans for military service members

Thank you For Your Service U.S. Military Service Members. GMFS Mortgage is a 5 star VA home loan lender that has helped over 8,200 U.S. Veteran families achieve the American dream of homeownership with over $2 billion in funding!

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*For eligible Veterans only 
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval. 
*Not a commitment to lend.  All loans subject to credit and property approval.  The following terms are for illustrative purposes only.  Rates, payments, and loans terms vary by consumer based on their individual qualifying information.   The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance. 

Purchase PriceLoan AmountInterest RateAPRTerm
$239,000$227,0506.5%6.725%30
Rating: 5 out of 5

Stephanie was always first rate and easy to communicate with she made the financial side of the experience more comfortable and understandable that the fear going in. Looking forward to working with ber again should the need ever arise. she was definitely top notch to work with!!

Andrew D. Baker – September 11, 2026
Rating: 5 out of 5

Jan goes ABOVE AND BEYOND IN CUSTOMER SERVICE!!

Extremely KNOWLEDGEABLE AS WELL !!

Amy M. Beaufort – September 9, 2026
Rating: 5 out of 5

Thank you John for your speedy service you provided to my customer. We enjoyed your professionalism.

Joseph B. Saint Simons Island – September 7, 2026
Rating: 5 out of 5

John and the team were awesome.

Whitney G. Oxford – September 9, 2026
Rating: 5 out of 5

Easy to work with and very transparent

Jason Scott W. Axis – September 6, 2026

What Sets Us Apart

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Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

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Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.