VA Home Loans

VA Home Loans for U.S. Veterans

VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.

VA Home Loan Features

100% financing
No income limits or restrictions
Maximum loan amount varies based on entitlement
Expanded qualifying ratios and flexible credit guidelines*
Veterans Administration Funding fee based on military status (financeable)
Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
Check eligibility for VA loans online at Veterans Benefits Administration website.

VA Loan Payment Calculator

va home loan home loans for military service members

Thank you For Your Service U.S. Military Service Members. GMFS Mortgage is a 5 star VA home loan lender that has helped over 8,200 U.S. Veteran families achieve the American dream of homeownership with over $2 billion in funding!

Let’s Talk

Contact a GMFS Mortgage Loan Officer today!

Get Started

*For eligible Veterans only
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval.
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.

Purchase Price	Loan Amount	Interest Rate	APR	Term
$239,000	$227,050	6.5%	6.725%	30

This company was so easy to work with! Ashely and her team were prompt and very informative. Everything was easy and online, and with our hectic schedule we stayed on target and closed in a timely manner. They will be recommended to any in my circle buying a new home!

Worship D.

Working with John Graeber was an absolute pleasure! From the very beginning, he made the mortgage process smooth, stress-free, and transparent. He took the time to explain every detail, answered all our questions promptly, and provided the best possible loan options tailored to our needs.

His professionalism, expertise, and dedication were truly exceptional. Communication was top-notch, and I always felt informed and supported. I highly recommend him to anyone looking for a trustworthy and efficient mortgage lender. Thank you for making my first home-buying experience seamless and enjoyable!

Celeste B.

Darren did a great job. He was very knowledgeable and responsive througho the process. Toward the end of the process we did get some odd request from loan approvers (not Darren) which is why I rated the overall experience as ok and not great (i.e. requirement to make cosmetic vinyl siding repairs prior to closing).

Jason M. Saint Francisville, LA

Jason was professional and knowledgeable and guided through the process expertly

Don D. LaPlace, LA

The best decision I have ever made.

Kristie P.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Apply Now

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.