Gain the home purchase advantage by getting pre-qualified with GMFS Mortgage before you start your search for your dream home. Being pre-qualified gives sellers the peace of mind knowing you will be able to get home financing after the purchase contract is signed, which can improve your negotiating position over other buyers.

Popular Home Purchase Loans:

  • A Conforming Fixed Rate loan can be used to refinance your home (max. loan amount is $424,100)
  •  FHA loan is typically the most flexible mortgage product with lower minimums for down payment and credit score, while allowing a higher debt-to-income (DTI) ratio
  • USDA Rural Development loans offer 100% financing for properties in eligible rural area designated by USDA and can be used to purchase your primary residence or refinance for rate term
  • VA loans are typically the best option for first time home buyers if one of the borrowers is a U.S. military veteran
  • See more Loan Options (e.g. First Time Buyer, Second Home/Investment property, etc.)

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Established

Over 79,000 customers and $12.9 billion in residential mortgage funding in 23 states

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Experienced

GMFS staff has an avg. of 14+ years of mortgage industry experience