USDA Rural Development Increases Income Limits – More People Eligible Recently, USDA Rural Development increased the 2019 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA…
Mortgage Rates Have Dropped Even Lower Mortgage rates are below 4%, making them the lowest in years. You can get a great loan now to renovate or refinance your home! Are you thinking about purchasing your dream home or building…
The Market for Today’s Homebuyer Today’s homebuyers are looking for a single-family home. This accounts for about 82% of the market. The average purchase price for a home is $250,000 with a 13% down payment. For first time buyers, this down…
Considering Home Resale Potential Buying a home should be a very exciting time but it’s important to consider a few factors. You’ll probably want to sell this home sometime in the future and you need to consider how your house…
Your Home Equity Could Mean Extra Cash with a Cash Out Refinance With low rates and rising home values, now might be the perfect time to refinance. Tap into your home’s equity to renovate your home, take a dream vacation,…
Have you considered refinancing your home loan to a shorter term to save money? When you switch to a shorter loan term, you’ll typically get a lower interest rate — often a full percentage point or more. And when you…
Interest Rates to Remain Steady This past Wednesday, the Federal reserve met to discuss the interest rate for the duration of 2019. It was reported that only 6 of the 17 officials opposed the plan to keep the interest rate…
Remodeling Your Home the Eco-Friendly Way Three of the most popular home renovation projects are kitchen, bathroom, and landscaping improvements. They can make your whole home feel almost brand-new! But when you consider the environmental impact these projects can have…