What is a FICO score? Back in 1956, an engineer named William Fair and a mathematician named Earl Isaac came up with a formula to calculate the first credit scoring system. This calculation measures a consumer’s credit risk and has…
What is a Title Company? When you buy real estate, of course you don’t want to pay for property that the person selling to you doesn’t actually own. A title company helps ensure you do not. A title company ensures the buyer…
Discover the Financial Freedom That Comes with Being a Homeowner On a day when we’re celebrating our freedom as a nation, what better time to consider your personal financial freedom? Owning a home is a smart way to invest in…
Protecting your credit score is critical when you’re in the process of buying a new home. Your rate and loan costs could be affected by even a slight change – adding to the list of reasons to protect your credit…
Do It Yourself! … Or Not: 3 Home Improvement Projects You Can Finish in a Day and When to Hire a Contractor or a Handyman Looking for a few ways to freshen up your home without breaking the bank or…
As home values continue to rise, GMFS Mortgage has been helping homeowners like you use the untapped equity in your house as a tool to consolidate higher interest debt and to provide cash for other needs, such as, remodeling, adding on to your…
Spring/Summer 2018 prove a “hot” time to buy with mortgage rates remaining level at 4.55%, continuing a three-week trend. “The minimal movement of mortgage rates in these last three weeks reflects the current economic nirvana of a tight labor market, solid…
Considering Resale in the Future When you’re caught up in the excitement of shopping for your new home, it can be difficult to take a step back and consider a home’s resale value and where you’ll be in two, five,…
One of the best parts of being a homeowner is the freedom to customize your space. From painting the walls to knocking them down, there are endless opportunities to put your own personal stamp on your home and make it yours….
American homes are more affordable than they’ve been in 40 years — but that could change sooner than you think March 19, 2018 Tanza Loudenback of Business Insider Per a recent Business Insider article, buying a home in America now…