Winter Home Maintenance Tips
Winter is upon us. Whether that means snow, frigid temperatures, or the start of the rainy season, your home could use some prep to ensure it — and you — make it through comfy and cozy. 6 Winter Home Maintenance…
When is a good time to refinance?
Is now a good time to refinance my loan? As interest rates drop, many homeowners find themselves considering if now is a good time to refinance their existing home loan. Refinancing could mean big savings depending on your financial situation….
10 Steps to Buy A Home This Summer
At GMFS Mortgage, we make the home buying process easy! If you are thinking of buying a home for the first time, you may not know where to start. 10 Steps to Buying a Home 1) Save for a…
USDA Rural Development Income Limit Increase 2019
USDA Rural Development Increases Income Limits – More People Eligible Recently, USDA Rural Development increased the 2019 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA…
Great News! Rates are Dropping!
Mortgage Rates Have Dropped Even Lower Mortgage rates are below 4%, making them the lowest in years. You can get a great loan now to renovate or refinance your home! Are you thinking about purchasing your dream home or building…
Today’s Homebuyer
The Market for Today’s Homebuyer Today’s homebuyers are looking for a single-family home. This accounts for about 82% of the market. The average purchase price for a home is $250,000 with a 13% down payment. For first time buyers, this down…
Resale Potential When Purchasing A Home
Considering Home Resale Potential Buying a home should be a very exciting time but it’s important to consider a few factors. You’ll probably want to sell this home sometime in the future and you need to consider how your house…
Your Home Equity Could Mean Extra Cash
Your Home Equity Could Mean Extra Cash with a Cash Out Refinance With low rates and rising home values, now might be the perfect time to refinance. Tap into your home’s equity to renovate your home, take a dream vacation,…