When you start exploring home financing, you’ll often hear about two main types of mortgage loans: fixed-rate and adjustable-rate mortgages (ARMs). While a fixed-rate mortgage locks in your interest rate for the life of the loan, an ARM offers an…
Have you ever dreamed of building a custom home that’s tailored exactly to your style and needs? With a self-build construction loan from GMFS Mortgage, you can take charge of the process and bring your vision to life — from…
USDA Rural Development Loan Income Limits 2025 Great news! Recently, USDA Rural Development increased the 2025 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA RD…
When considering your next home, one big question stands out — is it cheaper to build or buy a home? Both options come with their own set of advantages and challenges, and what’s right for you depends on your needs,…
Buying a home is one of life’s most exciting milestones, but the journey can feel overwhelming without the right help. Understanding the role of loan officers is essential when navigating the home-buying process. These professionals guide borrowers through securing a…
For anyone considering buying a home in Louisiana, one of the biggest questions looming is this: Will mortgage rates go down in 2025? After a few uncertain years for the real estate market, many potential homebuyers and homeowners alike are…
Great news! Keys For Service, a down payment assistance program, is now open to ALL employment types. This program is great for homebuyers with a household income at or below $125,000 looking to buy a a principal residence. Learn more…
The Federal Housing Finance Agency (FHFA) announced that conventional loan limits are increasing. The new 2025 base loan limit in most of the country will be $795,000! An increase in loan limits may help more people qualify for conventional loans,…