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USDA Rural Development Income Limits 2025

USDA Rural Development Income Limits 2025

CategoriesFinancial Education / Realtor / Realtor Blog / USDA

Rebecca Squyres

June 19, 2025

USDA Rural Development Loan Income Limits 2025

Great news! Recently, USDA Rural Development increased the 2025 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA RD loans.

New Income Limits for Most Parishes:

  • 1-4 People in household: $119,850
  • 5-8+ People in household: $158,250

View USDA RD State Income Limits by County/Parish

View USDA Income and Property Eligibility Site

Different states may have different income limits.

Get Pre-Qualified for a USDA RD loan today! 

GMFS Mortgage is a top lender for USDA RD and our award-winning team is ready to help you. Visit gmfsmortgage.com/get-started to request a free consultation today!

USDA Rural Development Recognition for GMFS Mortgage:

  • GMFS Mortgage #1 USDA Lender in Louisiana 2024 
  • GMFS Mortgage #1 USDA Lender in Louisiana 2023 
  • GMFS Mortgage #1 USDA Lender in Louisiana 2022, #11 Nationwide 
  • GMFS Mortgage named USDA Lender of the Year 2021 
  • GMFS Mortgage Loan Officer #1 USDA Lender in Louisiana, #3 Nationwide 2021
  • GMFS Mortgage ranked top lender in #1 Louisiana and #5 in Alabama, #10 nationwide for USDA Rural Development Loans for 2020 (source)
  • GMFS Mortgage ranked top lender in #1 Louisiana and #5 in Alabama for USDA Rural Development Loans for 2019
  • GMFS Mortgage Loan Officer has been verified #1 Rural Development originator in U.S. for 2016 and 2017
  • June 2018:   GMFS Top 25 Producer – Arkansas for the period of 10/1/15 – 9/30/17
  • Fiscal year 2017:    ranked top lender in Louisiana
  • Fiscal year 2016:   GMFS #1 Lender – Louisiana
  • June 2016:   Charlene Richard of GMFS Named USDA Rural Development Underwriter of the Year
  • Fiscal year 2015:    GMFS #1 Lender – Louisiana

Learn More about USDA Rural Development with GMFS Mortgage

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Equal Housing Lender. ©2017 GMFS LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. GMFS LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought. All mortgages are originated by GMFS LLC, NMLS ID #64997, at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.

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