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Realtor Blog

Family smiling on the front porch of a white house beside a sold sign.

Meet the LHC HomeStart Programs: Louisiana Homebuyer Assistance with GMFS Mortgage

GMFS Mortgage offers four Louisiana Housing Corporation (LHC) HomeStart programs designed to help eligible buyers purchase a home. Several include assistance toward down payment and closing costs.
2027 conventional loan limit increased to $845,000 for homebuyers

2027 Conventional Loan Limits Increase to $845,000: What Homebuyers Need to Know

2027 conventional loan limit increased to $845,000 for homebuyers
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Homebuyers using a down payment assistance program to purchase a home
usda 2026 income limits

USDA Rural Development Income Limits 2026

USDA Rural Development increased Income Limit for the Single Family Guaranteed Loan Program in 2024. Get pre-qualified today!
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Happy young couple receiving keys from realtor, purchasing real estate

Will Mortgage Rates Go Down in 2025?

Curious if mortgage rates will go down in 2025? GMFS Mortgage explores expert predictions, housing trends, and what this means for homebuyers in Louisiana.
A realtor and homeowners discuss the National Association of Realtors settlement which may go into effect in July 2024

NAR Settlement

A settlement with the National Association of Realtors regarding agent commissions and listing prices may go into effect July 2024.
carbon monoxide detector mounted on a white wall

New Carbon Monoxide Detector Law in Louisiana

At least one operable, life-long sealed battery carbon monoxide detector is required when the dwelling is sold, donated or leased.
A family enjoying breakfast together in their new home, purchased with the help of GMFS Mortgage.

Louisiana Housing Program – Down Payment Assistance

GMFS Mortgage offers down payment assistance programs for qualified first-time and repeat Louisiana homebuyers. 
A family enjoying breakfast together in their new home, purchased with the help of GMFS Mortgage.

Bank Statement Programs

Self-employed borrowers may benefit from bank statement mortgage. Instead of a W2, we use 1-to-2 years of bank statements
A family unpacks boxes after moving into their new home, purchased with the help of GMFS Mortgage.

Louisiana Housing Program – Pathway 2 Homeownership

GMFS is offering a unique opportunity for eligible homebuyers in communities that were impacted by hurricanes