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Julie Nichols

GMFS Mortgage Loan Officer

Frisco, TX

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Julie C. Nichols joined GMFS Mortgage in August 2015 as a Vice President of Mortgage Origination. Since 2003, Julie has worked with over 1800 customers to close over $313 Million in purchase, refinance, cash-out and construction mortgage loans. Her communication skills and attention to detail have earned her a reputation as a top mortgage lender amongst real estate professionals, title agents, financial advisors and CPA’s. More than half of Julie’s business comes from repeat customers and customer referrals to friends, family and co-workers signifying her to be reliable and trusted mortgage advisor.

Julie came to Texas in 1973 and she attended the University of Texas at Arlington, earning a bachelor degree in Math/Computer Science. She has 2 adult children; her daughter who graduated from Oklahoma State University, now working in the tech industry in Austin TX and her son who received an appointment and graduated from the US Merchant Marine Academy, currently working as an engineer for Chevron along the west coast.


  • Five Star Mortgage Professional award winner
  • D Magazine Best Mortgage Professional award winner
  • Scotsman Guide Top Originator
  • Certificate of Excellence from HUD for helping low income families achieve the “American Dream”

Five Star Mortgage Professional Award - Julie Nichols of GMFS Mortgage - Frisco, Texas

GMFS Mortgage – Frisco, TX
2600 N. Dallas Pkwy., Suite 140
Frisco, TX 75034







NMLS #280620

First Time Homebuyer Budget Worksheet & Tips


Texas: #280620
Colorado: #100054398
Kansas: LO.0032397
Louisiana #280620
Oklahoma: #MLO09456


Educational Resources

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Mission & Resources

Whether you purchase, build, renovate, or refinance your home—the mission of your GMFS Mortgage Loan Officer is to use his/her experience to help you find the right home financing solution. GMFS Mortgage offers Conventional, Jumbo and Government mortgage programs such as FHA loans, VA loans (Veterans) and USDA loans (Rural Development). We also offer 100% financing home loan options.

Why GMFS Mortgage?

Since 1999, over 89,000 customers in 23 states

5 Star Customer Reviews

$14.9 billion in residential mortgage funding

Processing, underwriting, and closing under same roof

Smooth & predictable closings

GMFS staff has an avg. of 14+ years of mortgage industry experience

BBB accredited with A+ rating

BBB Torch Award for Marketplace Trust

#1 Rural Development lender in Louisiana per USDA (2015 & 2016)

Rated as a “Best Places to Work”

Branches in AL, GA, LA, MS, & TX