Category

Financial Education

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FHA and VA Loan Credit Score down to 580 and 600

Great news! GMFS Mortgage is now offering FHA Loans down to 580 credit score & VA Loans down to 600 credit score.
A couple moves a box in their new home purchased with GMFS Mortgage

Mortgage Rates on the Rise

Mortgage rates are on the rise, and the more they go up, the more your purchasing power goes down.  If you're ready to buy, make your move now
Promotional banner for GMFS Mortgage asking 'How much is your home worth?'

Tap Into Your Home Equity!

Cash-Out Refinance is when you use your home’s equity to refinance for more than the outstanding balance owed on your current mortgage.
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How Higher Interest Rates Can Affect Your Buying Power

While mortgage interest rates remain near historic lows, they’ve started creeping up. If you’re ready to buy a home, don’t wait.
Graphic with text ‘2022 New Year, New Mortgage,’ promoting mortgage services by GMFS Mortgage.

New Year, New Mortgage!

It's a new year, take a mortgage holiday in 2022! Close in January and take a two (2) month payment holiday
Two men review and discuss a document pertaining to a mortgage on a home in Baton Rouge

Student Loan Relief Options for Prospective Buyers

FHA has made changes that may allow prospective buyers with student loans more flexibility.  FHA will now take income based repayment or .5%
Stacks of coins that are different heights, depicting different lengths of traditional mortgages available through GMFS Mortgage in Baton Rouge

Will rising inflation drive mortgage rates higher?

The strong economic growth and inflation data released this week was mostly in line with expectations, and mortgage rates with little change.
GMFS Mortgage graphic highlighting homes selling at a record pace in 2021

Homes selling at fastest pace on record

Gone in a flash! Homes are selling faster than ever. With record-low inventory and intense demand, homebuyers face fierce competition.
A young couple tours a house with a Baton Rouge realtor

FHA and VA Loans Down to 620

FHA and VA Loans may accept FICOS down to 620. Contact a GMFS Mortgage Loan Officer today to see if you qualify!
Tax benefits of homeownership in 2021 according to GMFS Mortgage

Tax Benefits of Homeownership

Homeownership provides a sense of stability, is an excellent investment, and can even help you save on your taxes.