The classic buy a home vs. rent a house debate has been going on for ages. Is buying a home really a valuable investment, or are you better off renting and putting your money into other wealth-building avenues? While arguments…
Potential home-buyers pause when they hear that home prices are rising, inflation pressure is rising and mortgage rates are also rising. But you must consider a broader context when evaluating the current market to determine if now is the right…
Myth: You need a 20% down payment to purchase a home Fact: Some home loan programs allow anywhere from 0-3% down! Saving for a 20% down payment is a great goal to work towards as the total cost of your…
Looking to buy a home but concerned about your credit score? Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. Of course, the higher your score the lower…
Fall is arguably the best time of year for many reasons. The weather becomes cooler, the leaves begin to change, football season begins, and pumpkin-flavored everything is in abundant supply. But there’s another great reason to love fall that might…
After deciding to buy a home and getting your credit in order, what’s next? You should speak with a GMFS Mortgage Loan Officer to determine how much home you can afford. This will help give you a good picture of…
Daniel Bortz is a Realtor in Maryland, Virginia, and Washington, DC, who has written for Money magazine, Entrepreneur magazine, CNNMoney, realtor.com and more. If you’re about to embark on the home-buying process, you want to know how to buy a…
The 4th of July is more than just a day for celebrating the freedom we gained as a nation nearly 250 years ago. It’s a day for celebrating the individual freedom and opportunity afforded to each American — freedom that…