It’s a new year, take a mortgage holiday in 2022!
Benefits of Refinancing
- lower interest rate and lower monthly payment
- Possibly lower your monthly mortgage payment by decreasing or eliminating mortgage insurance
- Consolidate debt
- Use your home’s equity to generate additional cash
- Improve your credit and your monthly cash flow
- Mortgage vacation – Close in January and take a two (2) month payment holiday*
- *You may not have to make the payment in the closing month of your new mortgage nor the following month depending on when you close your new loan.