VA Home Loans for U.S. Veterans
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VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.
GMFS Mortgage is a 5 star VA home loan lender that has helped over 7,300 U.S. Veteran families achieve the American dream of homeownership with over $1.7 billion in funding!
VA Home Loan Features
- 100% financing
- No income limits or restrictions
- Maximum loan amount varies based on entitlement
- Expanded qualifying ratios and flexible credit guidelines*
- Veterans Administration Funding fee based on military status (financeable)
- Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
- Check eligibility for VA loans online at Veterans Benefits Administration web site.
VA Loan Educational Resources
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Customer Reviews
Ryan and company at GMFS are outstanding. Responsive, patient, and proactive. Can’t say enough about how easy they made the whole process of buying a home with our VA loan.
Amazing! Mimi helped me with throught the process of buying my first home! She’s great with VA home loans and quick with any issues that arise!
Aaron Taravella and Charmayne Brown were both phenomenal in helping me get approved for my first mortgage. I was able to use my VA loan which helped even more as far as down payment and closing costs were concerned. Will be using them again for our next property. Thanks again AT.
It’s been 12 days since we closed on our new (to us) home and 45 years since my last mortgage experience, both by VA loan guarantee. The process seemed much more rigorous than I remember, and our financial security now is many times more stable. Needless to say, I had many questions but they were answered and explained, and I am grateful for that. Jackie Dykes and Aaron Oberste were our primary contacts and they were friendly, knowledgeable, and competent in guiding us through the entire process. Jackie always ended her messages to us with “Thank you for your patience.” I want to thank her also for hers, several times over. I have no problem recommending GMFS Mortgage in Denham Springs for their services.
Stephanie Chenevert was absolutely awesome. She represented GMFS Mortgage with the utmost integrity. Her knowledge, experience, and kindness was invaluable to me during my home buying process. She always responded quickly to my questions and calmed any concerns I had. Because of her service I will be sure to recommend GMFS to my friends and family.
Established
Over 150,000 customers and $30 billion in residential mortgage funding in 23 states
Efficient
Processing, underwriting, and closing under same roof means smooth & predictable closings
Trusted
A+ rating with BBB and winner of Torch Award for Marketplace Trust
Experienced
GMFS staff has an avg. of 14+ years of mortgage industry experience
*For eligible Veterans only
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval.
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
Loan Term | Down Payment | Annual Percentage Rate | Estimated Monthly Payment |
30 year fixed rate | 10% (90% LTV) | 4.75% | $1,043 |