Expanded Prime Mortgage / Non-QM Loans
Expanded Prime loans allow for a greater range of borrowers to qualify that may not be eligible for traditional conventional loans, especially self-employed borrowers and those with sufficient assets to cover a loan.
Features
- Personal & Business Bank Statements with the use of 1099’s
- Loan amounts up to $3 Million
- DTI up to 50%
- 1-Year Tax Return and W-2 Doc Options
- Investors with greater than 10 properties
- Non-Warrantable Condos
- Prior Foreclosure or Bankruptcy
- Up to 90% LTV
- No MI
- Interest Only options for Fixed and ARMs
- Prepayment Penalty for Investment Properties that Offer More Attractive Pricing
- 5/6 SOFR ARM
Contact a GMFS Mortgage Loan Officer today!
Customer Reviews
Unbelievable experience with GMFS. Adam made the entire process completely painless, and made sure I was informed and taken care of the entire way through. Everyone who helped along the way treated me like family, and I’ll definitely be back for my next mortgage. 10/10 recommend to anyone and everyone.
“Changing Lives” is not just part of the company slogan. Bryan Sparacino is one of a kind, and I am so blessed that he helped walk me through the financing process during such a crazy time in the market. Trusting the GMFS team proved to be of tremendous value as I navigated purchasing a home in a different state. Bryan’s experience and knowledge of products, processes, and the marketplace were the difference makers in getting my loan closed quickly and efficiently. As we start a new chapter, in a new state, in our new home, our lives have been forever changed because of Bryan Sparacino and the GMFS team. Thank you for EVERYTHING!
Stinson and his team did a fantastic job of helping us through the process of buying our first house. Highly recommended.
Working with Ashley to close on our new home was awesome. Ashley was so helpful and reliable through the entire process, making everything run so smooth. She made herself available anytime we needed, including weekends. I would definitely recommend Ashley and GMFS mortgage to everyone.
This was our first time buying a home and we had no clue where to even begin! Brandy was fantastic to work with and made the mortgage loan process as easy and smooth as possible. She was always there to answer any questions I had and explain things very thoroughly. She was also very nice and understanding even when I had some clueless questions. I would definitely recommend her and GMFS to anyone looking to buy a house!
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Customer Reviews
Unbelievable experience with GMFS. Adam made the entire process completely painless, and made sure I was informed and taken care of the entire way through. Everyone who helped along the way treated me like family, and I’ll definitely be back for my next mortgage. 10/10 recommend to anyone and everyone.
“Changing Lives” is not just part of the company slogan. Bryan Sparacino is one of a kind, and I am so blessed that he helped walk me through the financing process during such a crazy time in the market. Trusting the GMFS team proved to be of tremendous value as I navigated purchasing a home in a different state. Bryan’s experience and knowledge of products, processes, and the marketplace were the difference makers in getting my loan closed quickly and efficiently. As we start a new chapter, in a new state, in our new home, our lives have been forever changed because of Bryan Sparacino and the GMFS team. Thank you for EVERYTHING!
Stinson and his team did a fantastic job of helping us through the process of buying our first house. Highly recommended.
Working with Ashley to close on our new home was awesome. Ashley was so helpful and reliable through the entire process, making everything run so smooth. She made herself available anytime we needed, including weekends. I would definitely recommend Ashley and GMFS mortgage to everyone.
This was our first time buying a home and we had no clue where to even begin! Brandy was fantastic to work with and made the mortgage loan process as easy and smooth as possible. She was always there to answer any questions I had and explain things very thoroughly. She was also very nice and understanding even when I had some clueless questions. I would definitely recommend her and GMFS to anyone looking to buy a house!
Established
Over 150,000 customers and $30 billion in residential mortgage funding in 23 states
Efficient
Processing, underwriting, and closing under same roof means smooth & predictable closings
Trusted
A+ rating with BBB and winner of Torch Award for Marketplace Trust
Experienced
GMFS staff has an avg. of 14+ years of mortgage industry experience
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
| Loan Term | Down Payment | Annual Percentage Rate | Estimated Monthly Payment |
| 30 year fixed rate | 10% (90% LTV) | 4.75% | $1,043 |