Expanded Prime Mortgage
Expanded Prime loans allow for a greater range of borrowers to qualify that may not be eligible for traditional conventional loans, especially self-employed borrowers and those with sufficient assets to cover a loan.
Features
- Loan amounts up to $3 million
- 1 year tax return and W-2 doc options
- Up to 90% LTV
- Non-warrantable condos may be acceptable
- Prior foreclosure or bankruptcy may be acceptable
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Customer Reviews
Brandon Hollingsworth at GMFS was amazing and made our first home buying experience a breeze. We will continue to recommend Brandon Hollingsworth at GMFS as a lender! We couldn’t begin to explain our appreciation for everything he did for us and how much patience he had while guiding us!
I worked mainly with Mrs. Lainey Franklin, she was amazing to work with! She was always quick to respond and was helpful with every question I had, she definitely made sure I was taken care of! Mrs. Franklin and Mrs. Shelby Magee worked together towards the end to help get everything together so I could close in a timely manner! I am a first time homebuyer and they definitely took the stress out of buying my first home. Everything went smoothly and made this experience enjoyable! When I buy again I’ll look forward to working with these Women!
Very helpful. This was my first experience buying a house.
Because of GMFS Mortgage, I just closed on my first home! The staff was patient, kind, and worked with me with obtaining documents. I literally signed requested forms online and that was awesome for me because I never had to leave work. They found the best loan for me, and my monthly mortgage is such an incredible, affordable Blessing. Absolute five star company.
Professional and Friendly. Kept us informed all the way through the refinancing process!
Established
Over 140,000 customers and $27 billion in residential mortgage funding in 23 states
Efficient
Processing, underwriting, and closing under same roof means smooth & predictable closings
Trusted
A+ rating with BBB and winner of Torch Award for Marketplace Trust
Experienced
GMFS staff has an avg. of 14+ years of mortgage industry experience
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
Loan Term | Down Payment | Annual Percentage Rate | Estimated Monthly Payment |
30 year fixed rate | 10% (90% LTV) | 4.75% | $1,043 |