Expanded Prime Mortgage / Non-QM Loans
Expanded Prime loans allow for a greater range of borrowers to qualify that may not be eligible for traditional conventional loans, especially self-employed borrowers and those with sufficient assets to cover a loan.
Features
- Personal & Business Bank Statements with the use of 1099’s
- Loan amounts up to $3 Million
- DTI up to 50%
- 1-Year Tax Return and W-2 Doc Options
- Investors with greater than 10 properties
- Non-Warrantable Condos
- Prior Foreclosure or Bankruptcy
- Up to 90% LTV
- No MI
- Interest Only options for Fixed and ARMs
- Prepayment Penalty for Investment Properties that Offer More Attractive Pricing
- 5/6 SOFR ARM
Customer Reviews
Heather was champion through all of the changes I had to go to get to the closing she is awesome
It was a pleasure to talk with and deal with Monica Emmert. I believe that without her this would not have happened. Seh was with me every step of the way and made sure I understood what I was getting into. She made me feel comfortable about the process. I would recommend her to anyone…
Monica was a superior agent. Dealing with her was smooth & educational.. I felt very comfortable & confident that she was exactly the right person for what I was trying to accomplish.
Thank you Monica.
Mrs. Stephanie Chenevert was a lifesaver!
Throughout the purchase process she carried my husband and I from start to finish! She gave us advice and explained in detail every question we asked (even after hours)! She is truly heaven sent! She gave us reassurance when we ran into roadblocks (and there were many) BUT she got us through without losing hope . We couldn’t have made this purchase without her and thankful for this excellent experience.
Thank you GMFS for having such caring and dedicated team who will support their clients to the end.
We are proud first time homeowners of our dream home.
Thank you!
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Customer Reviews
Heather was champion through all of the changes I had to go to get to the closing she is awesome
It was a pleasure to talk with and deal with Monica Emmert. I believe that without her this would not have happened. Seh was with me every step of the way and made sure I understood what I was getting into. She made me feel comfortable about the process. I would recommend her to anyone…
Monica was a superior agent. Dealing with her was smooth & educational.. I felt very comfortable & confident that she was exactly the right person for what I was trying to accomplish.
Thank you Monica.
Mrs. Stephanie Chenevert was a lifesaver!
Throughout the purchase process she carried my husband and I from start to finish! She gave us advice and explained in detail every question we asked (even after hours)! She is truly heaven sent! She gave us reassurance when we ran into roadblocks (and there were many) BUT she got us through without losing hope . We couldn’t have made this purchase without her and thankful for this excellent experience.
Thank you GMFS for having such caring and dedicated team who will support their clients to the end.
We are proud first time homeowners of our dream home.
Thank you!
Established
Over 150,000 customers and $30 billion in residential mortgage funding in 23 states
Efficient
Processing, underwriting, and closing under same roof means smooth & predictable closings
Trusted
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Experienced
GMFS staff has an avg. of 14+ years of mortgage industry experience
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
Loan Term | Down Payment | Annual Percentage Rate | Estimated Monthly Payment |
30 year fixed rate | 10% (90% LTV) | 4.75% | $1,043 |