The Federal Housing Finance Agency (FHFA) announced that conventional loan limits are increasing. The new 2025 base loan limit in most of the country will be $795,000! An increase in loan limits may help more people qualify for conventional loans,…
USDA Rural Development Loan Income Limits 2024 Great news! Recently, USDA Rural Development increased the 2024 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA RD…
Needing debt consolidation? We can help! As interest rates on cars and credits cards climb, managing your consumer debt can be a challenge. The average rate on existing credit card debt has risen to over 21% just in 2024. That…
Cash Out Refinancing is a great alternative to accumulating credit card or other types of consumer debt! And you may be able to score a lower overall rate with a refi. Instead of using a personal loan or credit cards…
Debt Consolidation can help provide monthly relief. Mortgage interest rates may sometimes be a bargain compared to other consumer installment rates, like high interest credit card loans. The total interest, term and your cash flow savings could make a significant…
GMFS Mortgage debt consolidation program is designed to simplify your finance by combining all of your debts into one manageable monthly payment with a lower interest rate and a clear path to becoming debt-free. Whether you’re looking to pay off…
Homeownership is in reach with $2,500 down payment assistance! With a low down payment and expanded financing flexibility, HomeReady offers an ideal mortgage solution for borrowers whether they’re first-time or repeat buyers. To address some of the barriers to entry…
New guideline updates are making it easier for self-employed or 1099 income borrowers to get pre-qualified for their dream home! You may qualify for a mortgage: Use 1099 & YTD Bank Statements 1099 income eligible in lieu of tax returns…