When considering your next home, one big question stands out — is it cheaper to build or buy a home? Both options come with their own set of advantages and challenges, and what’s right for you depends on your needs,…
Buying a home is one of life’s most exciting milestones, but the journey can feel overwhelming without the right help. Understanding the role of loan officers is essential when navigating the home-buying process. These professionals guide borrowers through securing a…
For anyone considering buying a home in Louisiana, one of the biggest questions looming is this: Will mortgage rates go down in 2025? After a few uncertain years for the real estate market, many potential homebuyers and homeowners alike are…
Great news! Keys For Service, a down payment assistance program, is now open to ALL employment types. This program is great for homebuyers with a household income at or below $125,000 looking to buy a a principal residence. Learn more…
The Federal Housing Finance Agency (FHFA) announced that conventional loan limits are increasing. The new 2025 base loan limit in most of the country will be $795,000! An increase in loan limits may help more people qualify for conventional loans,…
USDA Rural Development Loan Income Limits 2024 Great news! Recently, USDA Rural Development increased the 2024 Income Limits for the Single Family Guaranteed Loan Program. Higher limits mean more people will now fall within the income guidelines for USDA RD…
Needing debt consolidation? We can help! As interest rates on cars and credits cards climb, managing your consumer debt can be a challenge. The average rate on existing credit card debt has risen to over 21% just in 2024. That…
Cash Out Refinancing is a great alternative to accumulating credit card or other types of consumer debt! And you may be able to score a lower overall rate with a refi. Instead of using a personal loan or credit cards…