Per the USDA, GMFS Mortgage has been the #1 USDA Rural Development lender in Louisiana for both 2015 and 2016! USDA Rural Development is typically the best home loan option for first time buyers that are not military veterans, assuming the property is in an eligible rural area.

USDA Rural Development Loan Features

100% financing

Can be used to purchase your primary residence or refinance for rate term

Expanded qualifying ratios and flexible credit guidelines

Must be deemed eligible rural area by USDA

   USDA Income and Property Eligibility Site
1. Select Program type of “Single Family Housing” in left navigation
2. Accept Disclaimer
3. Enter property address

Income limits based upon the number of people living in house, varies by geographical area

Loan up to appraisal value to finance closing costs

RD Guarantee fee of 1% (Financeable)

Minimum credit score of 620

Ready to get Pre-Qualified OR learn how to become eligible for a home loan?

Get started with GMFS Mortgage!

 Home Loan Options and Mortgage Resources



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