Monique Smith

Loan Officer NMLS #1112638

Rating: 4.94 out of 5
monique smith gmfs mortgage lafayette loan officer
GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 304
Lafayette, LA 70508

monique smith gmfs mortgage lafayette loan officer

Louisiana

#1112638

Monique Smith Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 4.75 out of 5

Very easy to work with.

John B. Zwolle, LA - August 5, 2025
Rating: 5 out of 5

Pam was gracious and polite. Always answered or called back immediately. She knew the market and throughly answered any questions.

Kelley W. March 29, 2023
Rating: 5 out of 5

Pam was very attentive and kept me informed every step of the home buying process. She always made herself available for questions. When it was time for the home closing Pam made sure I had everything I needed, she was very professional and easy to work with.

Kayla S. March 29, 2023
Rating: 5 out of 5

Pam was so helpful throughout the process and made purchasing my home easy and stress free!

Janet P. Houma, LA - August 11, 2025
Rating: 5 out of 5

We had Great experience due to Mrs.Pam taking extra time and effort no matter what time it was to answer any question we could think of! We were first time home buyers and she couldn’t have guided us through this process any easier! We loved using GMFS!

Sophia L. Houma, LA - August 5, 2025
Street map location of Monique Smith

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans

About Monique Smith

With 14 years of experience in the mortgage industry, Monique Smith is a Loan Officer with GMFS Mortgage who is passionate about helping clients navigate the path to homeownership. Born and raised in Youngsville, she has a strong connection to the community and enjoys helping local families reach their homeownership goals.

One of the most rewarding parts of her job is seeing a first-time homebuyer’s face light up when they realize they’re actually buying their first home. She understands that financing a home can come with plenty of questions and fears, and she takes the time to listen, explain the process, and help clients feel confident every step of the way.

Her willingness to listen and meet clients where they are is a big part of her approach. Whether someone is a first-time buyer, a longtime Louisiana resident, or relocating to South Louisiana for a new opportunity, she is ready to help make the transition to homeownership as smooth as possible. With the growth of the region and companies like SpaceX bringing new opportunities and people to Acadiana, she is excited to help those relocating to the area find their place in the community and their next home.

She is a member of the Louisiana Mortgage Bankers Association (LMBA), Acadiana Mortgage Lenders Association (AMLA), and Youngsville Chamber of Commerce.

Outside of work, she is an avid reader who admits to reading an “obscene” number of books—and has a serious addiction to drive-through car washes. She describes herself as an “introverted extrovert,” which perfectly captures her ability to connect with people while bringing a thoughtful and genuine approach to every relationship.

First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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