Joy Cobert

Loan Officer NMLS #2182643

Rating: 4.96 out of 5
GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 730
Lafayette, LA 70508

Louisiana

#2182643

Joy Cobert Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about…

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about all decisions made and gave amazing advice. I truly appreciated the hard work she put in for me. She made me feel like a top priority. She’s one of a kind and a huge recommendation in my book!

Whitney F.
Rating: 5 out of 5

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about all decisions made and gave amazing advice. I truly appreciated the hard work she put in for me. She made me feel like a top priority. She’s one of a kind and a huge recommendation in my book!

Whitney F.
Rating: 5 out of 5

Great person to work with. Highly recommend Pam Rivet for all your mortgage needs!

Adam C.
Rating: 5 out of 5

Pam has always been one of my go to lenders when it comes to home buying for my buyers. She’s efficient and helpful during the process. Super knowledgeable while helping me and my clients understand their files. Thanks Pam for being such an amazing partner.

Mercy D.
Rating: 5 out of 5

Pam was gracious and polite. Always answered or called back immediately. She knew the market and throughly answered any questions.

Kelley W.
Rating: 5 out of 5

Pam was a joy to work with, was very helpful and honest thru the whole process, and has her clients best and cheapest interest on the top of her list daily. If your not working with Pam your missing out on the best.

danielle p.
Street map location of Joy Cobert

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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