Joy Cobert

Loan Officer NMLS #2182643

Rating: 4.96 out of 5
GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 730
Lafayette, LA 70508

Louisiana

#2182643

Joy Cobert Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

Pam is a absolute gem! First time home buyer here. She helped all the way through the process. Answered any and all my questions, and there was quite a few. She is patient, kind and just a all around joy to work with. I will highly recommend her to any and all! Thank you so much Pam, for helping make our forever home a possibility! Instead of a dream! *The Lacobon Family*

Kristin L.
Rating: 5 out of 5

Pam helped me with my home loan. She was very knowledgeable and answered any questions I had. The process was very smooth. I highly recommend contacting her if you’re in need of a home loan!

Luis
Rating: 5 out of 5

Loved working with Pam Rivet, she was very knowledgeable and professional. It was a pleasure and would recommend her 100%.

Rhonda L.
Rating: 5 out of 5

Pam was great to work with through out the entire process. Very respectful, knowledgeable, reliable, dedicated, and went out of her way to get things done. She made every step of the way easy. Highly recommended!!

Destinee L.
Rating: 5 out of 5

Pam is a pleasure to work with. She is very attentive and always there to answer any of our questions throughout the process and in a timely manner. She works hard for YOU and to make sure your experience comes with the least amount of stress as possible. Would recommend her to all of our friends and family.

Sara K.
Street map location of Joy Cobert

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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