Joy Cobert

Loan Officer NMLS #2182643

(37 reviews)
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GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 730
Lafayette, LA 70508

Office: (337) 246-2052

Mobile: (337) 356-2656

Louisiana

#2182643

Joy Cobert Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 4.75 out of 5

Very easy to work with.

John B. Zwolle, LA
Rating: 5 out of 5

Pam was by far one of the best to work with during my home buying process. She was professional, knowlegable, being able to break down the whole proccess down for me , and overall getting me in my home as soon as she could. I will definetly be going back…

Pam was by far one of the best to work with during my home buying process. She was professional, knowlegable, being able to break down the whole proccess down for me , and overall getting me in my home as soon as she could. I will definetly be going back to her in the future for any questions or for any mortgage needs.Also she works great with Veterans like myself and knowing a ton about VA Loans. Highly reccomend her for any of those needs your looking for.

Chad S.
Rating: 5 out of 5

Pam was by far one of the best to work with during my home buying process. She was professional, knowlegable, being able to break down the whole proccess down for me , and overall getting me in my home as soon as she could. I will definetly be going back to her in the future for any questions or for any mortgage needs.Also she works great with Veterans like myself and knowing a ton about VA Loans. Highly reccomend her for any of those needs your looking for.

Chad S.
Rating: 5 out of 5

Pam really helped me through the process of Applying for morgatage loan. She gave me suggestions to help me, she was patient with me. She was consistent, never left me wondering, she was quick to answer questions. So thank full for Pam!

Penny B. Houma, LA
Rating: 5 out of 5

Pam has helped me with a few mortgages and has always been great. She made the process very easy and stress free. I would advise anyone looking to purchase or refinance to give her a call

Shane D. Metairie, LA
Rating: 5 out of 5

I had such a stress free experience through the whole process. Someone was always responding back with answers within a few minutes or always answered the phone. Such pleasurable demeanors and never felt like a bother. Would easily recommend GMFS Mortgage and would definitely recommend Pam Rivet!

Crystal T. Gray, LA
Street map location of Joy Cobert

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

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What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

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Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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