Joy Cobert

Loan Officer NMLS #2182643

(17 reviews)
Start an Application Request a Free Consultation
GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 304
Lafayette, LA 70508

Office: (337) 246-2052

Mobile: (337) 356-2656

Louisiana

#2182643

Joy Cobert Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

Pam Rivet has received a review with 5 star rating from Rage Hunter

Rage H. March 29, 2023
Rating: 5 out of 5

Pam was so helpful throughout the process and made purchasing my home easy and stress free!

Janet P. Houma, LA - August 11, 2025
Rating: 5 out of 5

Pam is a absolute gem! First time home buyer here. She helped all the way through the process. Answered any and all my questions, and there was quite a few. She is patient, kind and just a all around joy to work with. I will highly recommend her to any and all! Thank you so much Pam, for helping make our forever home a possibility! Instead of a dream! *The Lacobon Family*

Kristin L. February 12, 2023
Rating: 5 out of 5

This was amazing i had all questions and concerns answered quickly and I felt like i mattered thru this. I would not go anywhere else in the future.

sandel b. March 29, 2023
Rating: 5 out of 5

Joy is a pleasure to work with and gets the job done! Great communication

Derrian Mensman B. Lafayette - May 7, 2026
Street map location of Joy Cobert

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans

First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

Download Worksheet Now

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Apply Now

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

Request a Free Consultation

Contact Joy Cobert

Complete the brief contact form below and Joy will contact you soon.