Joy Cobert

Loan Officer NMLS #2182643

(16 reviews)
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GMFS Mortgage - Lafayette, LA

201 Rue Iberville Suite 304
Lafayette, LA 70508

Office: (337) 246-2052

Mobile: (337) 356-2656

Louisiana

#2182643

Joy Cobert Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 4.75 out of 5

Joy was amazing and excellent in keeping me in the loop. She answered all questions and was a great support! I am recom her to any family who will be looking to finance a new house.

Lethv Rain A P. Maurice - July 28, 2026
Rating: 5 out of 5

Pam is the best! My credit isn’t good but somehow she got me approved. I would highly recommend her to all my family and friends.

Lisa G. March 29, 2023
Rating: 5 out of 5

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about…

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about all decisions made and gave amazing advice. I truly appreciated the hard work she put in for me. She made me feel like a top priority. She’s one of a kind and a huge recommendation in my book!

Whitney F. January 12, 2023
Rating: 5 out of 5

Pam was an absolute blessing to have as a loan officer. She made me feel extremely confident when moving forward with buying my house. She worked day in and day out making sure I understood every little detail behind the loan and the crazy paperwork. She was very honest about all decisions made and gave amazing advice. I truly appreciated the hard work she put in for me. She made me feel like a top priority. She’s one of a kind and a huge recommendation in my book!

Whitney F. January 12, 2023
Rating: 5 out of 5

I had a great experience because I had become very stressed about a certain aspect of the approval process. Joy took care of it for me so that we could move forward. That was very important to me. Also, Joy communicated with the seller at times that I was uncomfortable doing so.

Chari R. Lafayette - May 28, 2026
Rating: 5 out of 5

Joy was very knowledgeable and professional.

Vincent L. Port Barre - May 26, 2026
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Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans

First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

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What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

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Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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