Official Rules:

NO PURCHASE OR ACCOUNT OPENING IS NECESSARY TO ENTER OR WIN THE PRIZE DRAWING. VOID WHERE PROHIBITED BY LAW. IMPORTANT: PLEASE READ THESE OFFICIAL RULES, WHICH ARE A CONTRACT, CAREFULLY BEFORE ENTERING THIS PRIZE DRAWING. BY PARTICIPATING IN THE PRIZE DRAWING, YOU AGREE TO BE BOUND BY THESE OFFICIAL RULES AND REPRESENT THAT YOU SATISFY ALL OF THE ELIGIBILITY REQUIREMENTS BELOW. EACH WINNER WILL BE REQUIRED TO RESPOND TO WINNER NOTIFICATION AND OTHER COMMUNICATIONS WITHIN THREE (3) BUSINESS DAYS OR OTHER TIME FRAME STATED IN THE WINNER NOTIFICATION OR OTHER COMMUNICATION FROM GMFS, LLC OR PRIZE MAY BEFORFEITED.

SUMMARY AND ENTRY PERIOD:

“Geaux Local with GMFS” Prize Drawing (“Drawing”) starts at 12:00a.m. Central Time (“CT”) on January 1st 2021 and ends at 11:59 p.m. CT on May 3 2021(“Drawing Period”). By participating in the Prize Drawing, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules (the “Official Rules”), and the decisions of GMFS, LLC and its subsidiaries (“GMFS”), including the interpretation of these Official Rules, which will be final and binding in all respects. Eligible individuals (see ELIGIBILITY section of these Official Rules below) may enter the Prize Drawing as defined below:

1.Complete the Geaux Local with GMFS Entry Form online

ELIGIBILITY AND LIMITATIONS.

Participants and winner(s) must be U.S. residents at least 18-years old or as determined by GMFS, LLC. Only one (1) entry per person, per month. Only one (1) prize per household for the Prize Drawing. Only one (1) prize per household within any thirty (30) day period. Employees of GMFS, LLC, or its subsidiaries, and members of the immediate family of any such persons are not eligible to participate and win. The term “immediate family” includes spouses, siblings, parents, children, grandparents, and grandchildren, whether as in-laws, or by current or past marriage(s), remarriage(s), adoption, co-habitation or other family extension, and any other persons residing at the same household whether or not related. Participating merchants cannot allow additional entries, or base their own giveaway on the consumer making a purchase with the merchant. Merchants may not offer an entry or giveaway with a purchase.

PRIZE(S):

One (1) $500 Visa Gift Card
OR
One (1) $1000 Visa Gift Card

DELIVERY OF PRIZE (S):

The prize will be picked up in person at an agreed upon GMFS, LLC branch during normal business hours.

WINNER SELECTION/NOTIFICATION:

Winner(s) will be selected, subject to verification, in a random prize drawing from all eligible entries received regardless of method of entry, to be held about once a month from January 1st 2021 – May 3, 2021. Within approximately two (2) business days after the winner selection, GMFS, LLC will attempt to notify potential winner(s) that he/she/they may have won a prize by private Facebook message and/or e-mail. Each winner will be required to respond to winner notification and other communications within three (3) business days or other time frame stated in the winner notification or other communication from GMFS, LLC or prize may be forfeited. Winner name(s)may be posted on GMFS, LLC website and/or Facebook page at their sole discretion. If any prize, prize notification, or  Prize Drawing-related communication is rejected, faulty, or returned as undeliverable, if a potential winner does not respond according to the notification’s or GMFS, LLC instructions, or if a winner or potential winner fails to comply with these Official Rules, the prize will be forfeited and an alternate winner may be selected (time permitting) based on the original method of winner selection. GMFS, LLC is not obligated to pursue more than three (3) alternate winners for any prize for any reason, in which case a prize may be deemed unclaimed and GMFS, LLC will have no further obligation with respect to that prize.

RELEASES, TAXES AND MISCELLANEOUS

Publicity; Privacy. By participating, all participants and winner(s) grant GMFS, LLC exclusive permission to use their names, characters, photographs, voices, and likenesses in connection with promotion of this Geaux Local with GMFS Prize Drawing campaign and waive any claims to royalty, right, or remuneration or such use. Participants personal information will not be used for any purpose not otherwise disclosed, and will not be shared with, or sold to any third party.

Release. By participating in the Prize Drawing, each participant and winner waives any and all claims of liability against GMFS, LLC, its parent, subsidiaries, affiliates, and each of their respective officers, directors, employees, and agents, for any personal injury or loss which may occur from the conduct of, or participation in, the Prize Drawing, or from the use of any prize. In order to receive a prize, participants must sign an official waiver form provided by GMFS, LLC.

Taxes. Any valuation of the prize(s) stated above is based on available information provided to GMFS, LLC, and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner is solely responsible for reporting and paying any and all applicable taxes. Each winner must provide GMFS, LLC, if requested, with valid identification and a valid taxpayer identification number or social security number before any prize will be awarded. Prizes are not transferable, redeemable for cash or exchangeable for any other prize. Any person winning over $10.00 in prizes from GMFS, LLC will receive an IRS form 1099 at the end of the calendar year and a copy of such form will be filed with the IRS.

Decisions. By participating in the Prize Drawing, participants agree to be bound by the decisions of GMFS, LLC personnel. GMFS, LLC reserves the right to disqualify any participant or winner and may refuse to award any prize to a person who is ineligible or has violated any rule, gained unfair advantage in participating in the Prize Drawing, or obtained winner status using fraudulent means. GMFS, LLC will interpret these rules and resolve any disputes, conflicting claims or ambiguities concerning the rules or the Prize Drawing and GMFS, LLC decisions concerning such disputes shall be final. If the conduct or outcome of the Prize Drawing is affected by human error, any mechanical, technical, electronic, communications, telephone, computer, hardware or software errors, malfunctions or failures of any kind, intentional interference or any event beyond the control of GMFS, LLC, GMFS reserves the right to terminate this Drawing, or make such other decisions regarding the outcome GMFS, LLC deems appropriate. All decisions will be made by GMFS, LLC and are final. GMFS, LLC may waive any of these rules in its sole discretion.

Miscellaneous. Each winner must submit proof of eligibility and sign GMFS, LLC release form to claim the prize. No purchase necessary to participate or win. Void where prohibited. Odds of winning depend upon the number of participants. GMFS, LLC may substitute prizes of equivalent value, amend the rules or discontinue the Prize Drawing at any time as announced. GMFS, LLC disclaims any responsibility to notify participants of any aspect related to the conduct of the Prize Drawing. Written copies of these rules are available during normal business hours at each branch office of GMFS, LLC and by mail upon written request with a stamped, self-addressed return envelope. All entries become the property of GMFS, LLC and will not be returned. Winner is responsible for any and all other costs and expenses not listed herein as being provided, including but not limited to transportation to/from venue, hotel accommodations, meals, hotel incidentals, parking, souvenirs, gratuities, any personal expenses. Any prize details not specified above will be determined by GMFS, LLC, in its sole discretion. GMFS, LLC will not be liable for any expenses incurred as a consequence of event cancellations or delays. GMFS, LLC will not replace any lost or stolen prizes or prize components. Prize is awarded “as is” without any warranty or guaranty, either express of implied by GMFS, LLC.

Compliance with Law. The conduct of the Prize Drawing is governed by the applicable laws of the United States of America and the State of Louisiana, which take precedence over any rule to the contrary herein. GMFS, LLC shall follow the applicable laws for conducting contests, including notice to the state attorney general or consumer affairs office, posting of a prize bond, furnishing lists of winners, providing specific written information about the Prize Drawing, etc. as required by local and state law.

Equal Housing Lender. ©2017 GMFS LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. GMFS LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought. All mortgages are originated by GMFS LLC, NMLS ID #64997, at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.