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Home Financing Tips

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Which Down Payment Assistance Programs Are Available to You?

Down payment assistance can help you buy a home sooner than you think. Connect with GMFS Mortgage to find the best program for your needs.
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Why choose an ARM loan?

While a fixed-rate mortgage locks in your interest rate for the life of the loan, an ARM offers an interest rate that adjusts over time.
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What Does a Loan Officer Do?

Learn about the role of loan officers in the home-buying process and how they help you secure the right mortgage. Trust GMFS Mortgage for expert guidance!
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Will Mortgage Rates Go Down in 2025?

Curious if mortgage rates will go down in 2025? GMFS Mortgage explores expert predictions, housing trends, and what this means for homebuyers in Louisiana.
1099-income mortgage borrower information from GMFS Mortgage

1099 Income Mortgage

New guideline updates are making it easier for self-employed or 1099 income borrowers to get pre-qualified for their dream home!
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Flexible Guidelines for Self-Employed Borrowers

Are you self-employed in Louisiana? GMFS Mortgage offers tailored loan options to help you secure the mortgage you deserve. Learn more today.
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Cryptocurrency and Mortgages

The requirements for bitcoin, cryptocurrency, or coin based assets for home loans include: Must be converted to U.S. currency...
Flyer explaining GMFS Mortgage's 2-1 Buydown Program for consumers.

2/1 Buydown

GMFS offers a loan program that can help ease the burden of a higher monthly payment, with help from your builder or independent seller.
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Extended Rate Locks Now Available!

Extended rate locks can give you peace of mind when locking in your interest rates in an unpredictable market. 
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Benefits of Mortgage Insurance

Did you know mortgage insurance has benefits? Most of the time it is seen as an extra cost, but there may be real benefits
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How Higher Interest Rates Can Affect Your Buying Power

While mortgage interest rates remain near historic lows, they’ve started creeping up. If you’re ready to buy a home, don’t wait.