GMFS Mortgage
Oxford, MS

NMLS #2583196

Rating: 5 out of 5
GMFS Mortgage - Oxford, MS

410 Enterprise Drive Suite 108
Oxford, MS 38655

GMFS Mortgage - Oxford, MS

Select a Loan Officer

Josh Foster, Mortgage Loan Officer, smiling in blue blazer.

John Graeber

Arkansas, Florida, Louisiana, Mississippi and Tennessee

Oxford, MS Reviews for GMFS Mortgage

What Our Customers Say

Rating: 5 out of 5

John was great to work with and made everything very easy! He was friendly and explained everything so that we understood every part of the process.

Leah R. Germantown - May 2, 2026
Rating: 5 out of 5

John was very responsive and got things done in record time. he was able to answer all of my questions instantly. It was very helpful to have someone local to help when you aren’t from here.

Victoria Ailene F. Oxford - April 7, 2026
Rating: 5 out of 5

Awesome Team!

Dawn L. Oxford - June 15, 2026
Rating: 5 out of 5

John was great to work with and made the whole process easy.

William C. Oxford, MS - August 4, 2025
Rating: 5 out of 5

John was great…he responded quickly and did what he said he would do…breath of fresh air which is not always the case dealing w mortgages

Arlee B. Oxford - January 9, 2026
Street map showing location of Oxford, MS

Your Northshore Oxford Lending Partner

GMFS Mortgage is a top-rated residential mortgage lending company in in Oxford, Mississippi! Our branch location is convenient to Lafayette County and Memphis.

Having the right information and support is essential when finding a mortgage loan. We can assist you in exploring options tailored to your needs, whether you’re buying a new home, securing an investment property, or renovating. As a top mortgage lender in Oxford, our team supports you every step of the way, providing guidance to residents in the city and the surrounding areas. With our expertise, we can help simplify your search for the right loan and make the mortgage process easy and stress-free.

Simple, Streamlined Process

At GMFS Mortgage, our team of highly experienced loan officers is dedicated to providing you with a streamlined mortgage application process. From pre-qualification to closing, we are here to assist you every step of the way for a stress-free and efficient experience. Rest easy knowing that our experts are committed to making the process as simple as possible.

We Customize Every Experience

At GMFS Mortgage, we pride ourselves on our dedication to our clients. We understand that each buyer has unique needs, and we are committed to helping you find the loan that best suits your individual situation. Our personalized approach ensures you receive the support and guidance necessary to make informed decisions.

We Find Loans That Fit Your Needs

Our extensive range of mortgage loans caters to various financial situations and goals. Here’s a glimpse of what we offer:

  • Conventional Fixed Rate Loans: Ideal for borrowers with good credit
  • FHA Loans: Perfect for first-time homebuyers with lower down payments
  • VA Loans: Exclusive benefits for veterans and active-duty service members
  • Construction & Renovation Loans: Build, repair, or renovate your dream home with a construction loan
  • USDA Loans: For buyers in eligible rural and suburban areas
  • Jumbo Express Loans: For properties that exceed conventional loan limits
  • Refinancing Options: To lower your interest rate or change loan terms

No matter your needs, GMFS Mortgage is here to find the right loan for you.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.