VA Home Loans

VA Home Loans for U.S. Veterans

VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.

Soldier walking with young family

VA Home Loan Features

  • 100% financing
  • No income limits or restrictions
  • Maximum loan amount varies based on entitlement
  • Expanded qualifying ratios and flexible credit guidelines*
  • Veterans Administration Funding fee based on military status (financeable)
  • Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
  • Check eligibility for VA loans online at Veterans Benefits Administration website.

VA Loan Payment Calculator

va home loan home loans for military service members

Thank you For Your Service U.S. Military Service Members. GMFS Mortgage is a 5 star VA home loan lender that has helped over 8,200 U.S. Veteran families achieve the American dream of homeownership with over $2 billion in funding!

Let’s Talk

Contact a GMFS Mortgage Loan Officer today!

*For eligible Veterans only 
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval. 
*Not a commitment to lend.  All loans subject to credit and property approval.  The following terms are for illustrative purposes only.  Rates, payments, and loans terms vary by consumer based on their individual qualifying information.   The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance. 

Purchase PriceLoan AmountInterest RateAPRTerm
$239,000$227,0506.5%6.725%30
Rating: 5 out of 5

It was a very stress free experience. Stephanie was awesome

Dianne M. Chalmette – September 29, 2026
Rating: 5 out of 5
David B. September 24, 2026
Rating: 5 out of 5

everything was taken care of

Nathan Joseph D. Saint Martinville – September 25, 2026
Rating: 5 out of 5

Stephanie has been my lender through two home purchases and a refinance over the past thirteen years, and in that time she has never once just processed a transaction. She listens first. She asks the right questions until you see what she already sees, not because she’s steering you toward…

Stephanie has been my lender through two home purchases and a refinance over the past thirteen years, and in that time she has never once just processed a transaction. She listens first. She asks the right questions until you see what she already sees, not because she’s steering you toward a decision, but because she’s making sure you don’t end up somewhere you’ll regret. She started as my lender and became someone I trust with the hardest, most stressful moments of my financial life: buying a home, refinancing, navigating major life changes. Every time, she met it with the same calm competence and genuine warmth, the kind that makes a complicated process feel manageable instead of overwhelming. There’s a saying that you can have quality or speed, never both. Stephanie is proof that saying was written before anyone worked with her. She moves with real intention, never cuts corners, and still makes the process feel unhurried and human, all while getting it done fast. When we closed my most recent refinance, I walked into her office with a bottle of champagne, because for me it was never just about the paperwork. It marked a real turning point, and I couldn’t have gotten there without her. Stephanie is exactly why GMFS has earned a client for life, and I hope she knows how much her work has meant to me over the years.

Natasha Windmann T. Madisonville – September 25, 2026
Rating: 5 out of 5

Stephanie has been my lender through two home purchases and a refinance over the past thirteen years, and in that time she has never once just processed a transaction. She listens first. She asks the right questions until you see what she already sees, not because she’s steering you toward a decision, but because she’s making sure you don’t end up somewhere you’ll regret. She started as my lender and became someone I trust with the hardest, most stressful moments of my financial life: buying a home, refinancing, navigating major life changes. Every time, she met it with the same calm competence and genuine warmth, the kind that makes a complicated process feel manageable instead of overwhelming. There’s a saying that you can have quality or speed, never both. Stephanie is proof that saying was written before anyone worked with her. She moves with real intention, never cuts corners, and still makes the process feel unhurried and human, all while getting it done fast. When we closed my most recent refinance, I walked into her office with a bottle of champagne, because for me it was never just about the paperwork. It marked a real turning point, and I couldn’t have gotten there without her. Stephanie is exactly why GMFS has earned a client for life, and I hope she knows how much her work has meant to me over the years.

Natasha Windmann T. Madisonville – September 25, 2026
Rating: 5 out of 5

Josh went over and above to get us the right loan and close

Gabrielle A. K. Nashville – September 25, 2026

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.