Customer Reviews

Really enjoyed the home buying process thanks to Stephanie and Michelle with GMFS Mortgage. Always quick to answer any questions and made the home buying process easy. I highly recommend them.

The BEST experience! Michelle and Christy did an amazing job getting our loan loaned in a timely manner. Michelle was very professional and efficient! She went way beyond her job to get this VA loan closed for us. Thank you GMFS for doing our mortgage.

Michele was a pleasure to work with.

Very helpful

She made it as easy as possible, best financing experience ever.

Professional, communication was very good throughout the process

The entire team did an excellent job of walking me through the process always going the extra step. Michelle, Kierstin and Stephanie.

The entire team did an excellent job of walking me through the process always going the extra step. Michelle, Kierstin and Stephanie.

Great people!! Very helpful and will help answer any and all questions with very fast response. Glad I chose GMFS!!

We had an amazing experience with GMFS! We would like to thank Kierstin Adair and Michelle Acosta for everything they did to help us with the loan for our first home! They went above and beyond for us. They were always caring, comforting and informative. We are extremely grateful that they were apart of our journey to buying our first home! Thank you all so much!

I love the team at GMFS Covington!! Things were going great and then they took a turn for the worse, but Stephanie and Michelle never gave up on us and they made it happen! We will be forever grateful to them for helping my family and I get our home!!

Excellent. Professional, efficient and courteous

Very helpful, a pleasure to work with.

Michelle & Jennifer were amazing to work with, they are professional, communicative, and get the job done. We were first time homebuyers and they acted as our teachers guiding us along the way. I am so grateful I went with GMFS Covington and would vouch for them in a heartbeat.

Michelle was awesome, very persistent and patient. She’s dedicated to her work and she’s the reason my family and I are in a home today.

GMFS made things simple and easy for me. Michelle and Kelsey, Thankyou for all your help and knowledge to guide me through the process of buying my first home!! Yall really know how to stay in touch and really explain things for anyone to understand!

I want to say thanks To GMFS Mortgage for the refinance of my house. Michelle & Kierstin walked me thru the process and they were always a pleasure to talk to. I will recommend GMFS to my family and friends. Many Thanks

Michelle was very professional throughout entire process. Being a first time homebuyer I didn’t know what to expect but she made my experience stress free. I would highly recommend. Thanks

Seriously cannot recommend them enough. Michelle, her team and GMFS in general were the easiest part of home buying. After I bought my home, I was transferred by my work to a different part of the state. Once again, GMFS is the easiest part of the process. Even their call center is easy peasy to work with. Rates are competitive, customer service is impeccable, GMFS is the best of the best and you really can’t go wrong with them!

Seriously cannot recommend them enough. Michelle, her team and GMFS in general were the easiest part of home buying. After I bought my home, I was transferred by my work to a different part of the state. Once again, GMFS is the easiest part of the process. Even their call center is easy peasy to work with. Rates are competitive, customer service is impeccable, GMFS is the best of the best and you really can’t go wrong with them!

Working with Michelle and everyone else at GMFS in Covington was so easy and painless. We’ve gone through other mortgage companies in the past and it was like going to the dentist. We’ve recommended them to friends and family. Thank you so much for your professionalism and treating us like you’ve known us for a long time.

Everyone was so helpful and explained everything to me throughout our entire home buying expirence. Everything was made so easy to understand and i am one who has to have everything explained in detail so i understand it completely. They did that and more! Any questions i had was answered very quickly and they held our hand through this entire process. I so appreciate everything they did for us and their kindness. Thank you again!

Michelle and Christy were great. They answered all of my questions quickly and helped me get the best deal possible. Thanks again for getting me through the process without a lot of hassle! Highly recommend them to anyone in the market for a mortgage!

We recently purchased our home with the help of Michelle Acosta and the GMFS Mortgage Team (Kelsey Reynier) The entire experience was stress free and left us incredibly satisfied. Michelle and Kelsey was always available for discussion. Highly recommend Michelle and her team for anyone seeking to purchase a home! These ladies ROCK!!

Very smooth transaction

We closed exactly on the date

Very professional and easy to understand process, details, and documents.
I would highly recommend GMFS to anyone looking to refinance their home.

Had a wonderful experience working with GMFS as a first time home buyer. Michelle Acosta was so kind and went above and beyond to help me through the process from start to end.

Kelsey in Michele were wonderful to work with!

I am so happy that God sent GMFS Mortgage to me. everyone was awesome and professional. I emailed almost every day and they responded with no problem. I closed within a month from finding my home. Michelle Acosta and Kelsey Raynier were beyond phenomenal. First time home owner process was a breeze. Thank you guys So much

I could not have asked for a better lender! I would highly recommend my loan officer Michelle and her processor Kelsey! When I thought my mortgage wouldn’t be possible they gave me hope and really worked close with me to make it happen. They were upfront with everything and did not drag me along in the process. My loan was approved and closed in less than a month. Very pleased to have GMFS Mortgage as my mortgage provider because of the experience I had during my process. Everything happened so fast it still seems unreal that I actually closed on my first home at 30 years old. It was the best Christmas gift as I closed on 12-26-2018.

This company deserves 5 gold stars. From the time that I made initial contact with Michele it was a pleasant experience all the way to the key exchange. The team was always available to answer questions, always willing to help and always reminded me that I could call them whenever I had a question/concern. It is an experience that EVERY potential homebuyer deserves. I was a first time homebuyer and this was the only company I had contact with. However, if I had to do it again or had a to make a recommendation……………GMFS Mortgage is the no-brainer choice HANDS DOWN and thumbs up.

My wife and I had an amazing experience with GMFS Mortgage! Michelle Acosta was who we dealt with the most,and she was phenomenal! She was informative, helpful, considerate, and proffesional! She was with us from day one assisting us with a plan to prepare for qualifying, send us workups on what to expect to pay for houses we liked,and answering any questions we had about costs, fees, and anything else that popped up. Miranda Gref was also extremely helpful in ensuring we had all of our I’m dotted and it’s crossed at the end. Our closing took 35 minutes because of the work that Michelle, Miranda and the entire GMFS team did to make sure that everything was in order! I can’t say enough!

Michelle Acosta and Miranda Gref were fantastic with everything from the pre-approval process through the final loan approval for us to buy our beautiful home. Michelle was always there with answers to all of our questions during this process. My husband and I would highly recommend anyone looking to purchase a new home to go through GMFS Mortgage.

Everything was GREAT! Very professional. Extremely easy to work with. Could not have asked for a better experience. Will recommend GMFS Mortgage to anyone I know buying a home. Thank You.

Everyone was very helpful and patient with me during this first time home buying experience. I felt confident knowing what was going on as they took the time to explain each step. Thank you very much to Michelle and Kelsey for all of their help! The process was surprisingly easy. Ha!

Michelle and her team were great.

Michelle was very kind, attentive, knowledgeable and easy to communicate with. She took her time to explain the home buying process. I actually believed that she enjoys her work and helping others. She was extraordinary. She made sure that I was confortable. All questions that I had, she addressed. I was blessed to have her. Thank you so much!

I was completely impressed from start to finish on how all the ladies handled each and every aspect of our new home purchase. From qualifying to closing it was an excellent experience.

Best experience I could’ve asked for!! Thank you so much for everything! I could never have done this without you!!

Best experience I could’ve asked for!! Thank you so much for everything! I could never have done this without you!!

Stephanie Machado Barto and her team at GMFS are the best! Their attention to detail, customer support, and can do attitude makes you feel like you are being fully supported during the stressful home buying process.

I have purchased two properties thru GMFS Lending in 2015. Stephanie Machado and her team of Michelle Acosta and Kelsey Reynier handled both transactions for me. They were all professional, courteous, answered all my questions and went above and beyond what I expected. I will certainly do business with them again, if another opportunity arises.