VA Home Loans

VA Home Loans for U.S. Veterans

VA home loans from GMFS Mortgage have reduced fees for U.S. military veterans. VA loans are typically the best loan option for first time home buyers if one of the borrowers is a veteran. Use the calculator below to calculate your VA loan payments.

Soldier walking with young family

VA Home Loan Features

  • 100% financing
  • No income limits or restrictions
  • Maximum loan amount varies based on entitlement
  • Expanded qualifying ratios and flexible credit guidelines*
  • Veterans Administration Funding fee based on military status (financeable)
  • Can be used to purchase a house for your primary residence, as well as, to refinance for cashout
  • Check eligibility for VA loans online at Veterans Benefits Administration website.

VA Loan Payment Calculator

va home loan home loans for military service members

Thank you For Your Service U.S. Military Service Members. GMFS Mortgage is a 5 star VA home loan lender that has helped over 8,200 U.S. Veteran families achieve the American dream of homeownership with over $2 billion in funding!

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*For eligible Veterans only 
*Government loans such as FHA, USDA and VA typically have more flexible guidelines than conventional loans but interest rates are typically higher. Not a commitment to lend. All loans subject to credit and property approval. 
*Not a commitment to lend.  All loans subject to credit and property approval.  The following terms are for illustrative purposes only.  Rates, payments, and loans terms vary by consumer based on their individual qualifying information.   The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance. 

Purchase PriceLoan AmountInterest RateAPRTerm
$239,000$227,0506.5%6.725%30
Rating: 5 out of 5

Professional, timely All went smoothly. Great experience

Joe B. Gonzales – August 9, 2026
Rating: 5 out of 5

We’ve had an outstanding experience with GMFS! Their attentive team provided personalized guidance, making the process seamless and stress-free. Clear communication and competitive rates added significant value. As both a realtor and a homeowner, I highly recommend GMFS to anyone seeking mortgage loans.

Tracy D. Iota – August 5, 2026
Rating: 5 out of 5

Lending options/services are great. Thank you.

matthew w. August 4, 2026
Rating: 4.75 out of 5

You guys were very helpful and quick to respond, gave any awnsers to all questions

Aaron D. Baton Rouge – August 9, 2026
Rating: 5 out of 5

I don’t normally work with buyers, but this experience with a first-time buyer with lots of questions was fantastic. Thanks for keeping her going in the right direction until she purchased her new home!

CJ J. Denham Springs – August 9, 2026

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

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Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.