Stephanie Machado Barto

Branch Manager NMLS #71339

Rating: 4.96 out of 5
Stephanie Machado Barto
GMFS Mortgage - Covington, LA

119 Terra Bella Blvd.
Covington, LA 70433

Fax: (985) 231-5332

Stephanie Machado Barto

scotsman guide top originators

Stephanie Machado 2026 Scotsman Guide Top U.S. Originators Rankings:

 

Experience.com 2025 Top Performers

 

Alabama

#71339

Florida

#71339

Georgia

#Georgia Residential Mortgage Licensee – License #14655

Louisiana

#71339

Mississippi

#71339

Tennessee

#71339

Texas

#71339

Stephanie Machado Barto Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

I first used Stephanie as my client came to me already pre-approved by GMFS. I had never done business with Stephanie before but heard so much about her. That transaction had LOTS of bumps but she miraculously got us over each and every one. Not even a month later, another…

I first used Stephanie as my client came to me already pre-approved by GMFS. I had never done business with Stephanie before but heard so much about her. That transaction had LOTS of bumps but she miraculously got us over each and every one. Not even a month later, another client came to me to purchase and was also preapproved by Stephanie. As usual, issues arose but she got us to the closing table! I was amazed at Stephanie’s quick responses and communication, which is on top of my priority list.

Susie M. Covington - May 3, 2026
Rating: 5 out of 5

I first used Stephanie as my client came to me already pre-approved by GMFS. I had never done business with Stephanie before but heard so much about her. That transaction had LOTS of bumps but she miraculously got us over each and every one. Not even a month later, another client came to me to purchase and was also preapproved by Stephanie. As usual, issues arose but she got us to the closing table! I was amazed at Stephanie’s quick responses and communication, which is on top of my priority list.

Susie M. Covington - May 3, 2026
Rating: 5 out of 5

you guys made the experience very easy and stress free. Thanks for everything

Brett B. Mandeville, LA - August 28, 2025
Rating: 5 out of 5

Stephanie always keeps the lines of communication open with me and my clients. She recently helped the buyer of one of my listings and bent over backwards to get it closed in two weeks so my sellers could move forward with their purchase (that she was also helping)!

Theresa E. Madisonville, LA - September 8, 2025
Rating: 5 out of 5

Very responsive and organized

Francesca P. Gonzales - July 29, 2026
Rating: 4.25 out of 5

ever went as planne.

Wesley H. Bush, LA - September 18, 2025
Street map location of Stephanie Machado Barto

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
  • Physician Loans

About Stephanie:

Stephanie Machado Barto has been helping families achieve their homeownership goals since 2003 and has proudly served with GMFS Mortgage for more than 14 years. As a Senior Loan Officer and Branch Manager, she has built her reputation on expert guidance, honest communication, and a genuine passion for helping clients make confident financial decisions.

Stephanie specializes in a wide range of mortgage solutions, including Conventional, FHA, VA, Rural Development (USDA), construction-to-permanent financing, jumbo loans, financing for self-employed borrowers, and programs designed for first-time and move-up homebuyers. Her extensive experience allows her to navigate even the most complex financing scenarios while providing a smooth, personalized mortgage experience.

For Stephanie, there is nothing more rewarding than helping someone achieve the dream of homeownership. Whether she’s assisting first-time buyers, helping a growing family build their forever home, or guiding clients through a refinance, she is committed to making the process as seamless and stress-free as possible. She believes that knowledge creates confidence, and she takes pride in educating her clients every step of the way so they feel informed and empowered throughout their mortgage journey.

With more than two decades of industry experience, Stephanie has consistently been recognized as one of Louisiana’s top-producing mortgage professionals. She has built her business on expertise, responsiveness, and long-term relationships with her clients and referral partners. Her philosophy is simple: every mortgage is more than a loan—it’s a family’s future. By providing honest advice, clear communication, and tailored financing solutions, she helps clients navigate one of life’s biggest financial decisions with confidence.

Stephanie proudly serves families throughout Louisiana and the Gulf South. Outside of work, her greatest joy is spending time with her three children—Jack, Lillian, and William. She enjoys traveling, attending concerts, and making family trips to Fairhope, Alabama. While she grew up in South Louisiana, most people are surprised to learn she doesn’t eat seafood, and she’s an early riser who starts every day at 5:30 a.m.

Professional Philosophy:

Knowledge creates confidence. Honest communication builds trust. Exceptional service creates relationships that last a lifetime.

Stephanie believes every mortgage is more than a transaction—it’s a family’s future. Her goal is to educate, guide, and advocate for every client while making the home financing process as smooth and stress-free as possible.

Career Highlights & Recognition:

  • More than 8,556 families served at GMFS Mortgage
  • Over $2.027 billion in lifetime loan volume with GMFS Mortgage
  • Consistently ranked among Louisiana’s top-producing mortgage professionals
  • Named #1 Loan Officer in Louisiana in the 2026 Scotsman Guide Top Originators for Dollar Volume, and #2 for Most Loans Closed
  • Multiple-year Scotsman Guide Top Originator since 2017
  • Experience.com 2025 Top Performers: Top 100 Loan Officers
  • Inside New Orleans: Women in Business April 2026 Feature: GMFS Mortgage Branch Manager Stephanie Machado-Barto Recognized by Inside New Orleans Women in Business. Click here to learn more.

Stephanie Machado 2024 Scotsman Guide Top U.S. Originators Rankings:

Stephanie Machado 2021 Scotsman Guide Top U.S. Originators Rankings:

Stephanie Machado 2020 Scotsman Guide Top U.S. Originators Rankings:

Stephanie Machado 2019 Scotsman Guide Top U.S. Originators Rankings:

Stephanie Machado 2018 Scotsman Guide Top U.S. Originators Rankings:

Best Mortgage Lenders 2018 Ranking by askalender.com:

  • Ranked #1 for Covington, LA
  • Ranked #1 for Louisiana

August 1, 2018 Scotsman Guide article:
Stephanie Machado Barto of GMFS Mortgage is clearly doing something right. For the second year in a row, Machado topped the list of U.S. Department of Agriculture (USDA) lenders in Scotsman Guide’s Top Originator rankings.  Read the full article

2017 Scotsman Guide Top U.S. Originators Rankings:

2016 Scotsman Guide Top U.S. Originators Rankings:

First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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