Josh Foster

Loan Officer NMLS #618981

(24 reviews)
Josh Foster, Mortgage Loan Officer, smiling in dark blazer.
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GMFS Mortgage - Covington, LA

119 Terra Bella Blvd.
Covington, LA 70433

Office: (985) 273-3260

Mobile: (985) 273-8143

Fax: (985) 273-3260

Josh Foster, Mortgage Loan Officer, smiling in dark blazer.

Alabama

#618981

Florida

#618981

Louisiana

#618981

Mississippi

#618981

Tennessee

#618981

Josh Foster Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

Because of Josh and Scott, and all of their hard work, I was able to afford and get into my home. I am beyond grateful for everything they have done to help me. I will highly recommend both of these amazing men for getting a new home!! Thank you for everything!

David D. Lacombe, LA
Rating: 5 out of 5

Josh is very personable and worked very well with my first time homebuyer. He explained everything thoroughly and made them feel very comfortable Throughout the process.

Michelle B. Lacombe, LA
Rating: 5 out of 5

I’ve worked with Josh for many years now, he is very attentive to his clients. I look forward to a continued relationship!

Kerrie Breath S.
Rating: 5 out of 5

Awesome guy used him when he was a commercial lender and he was always great

Grant C.
Rating: 5 out of 5

Josh is the GOAT and it’s not debatable

Boyce Y. Mandeville, LA
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About Josh Foster

With more than two decades of experience in the mortgage industry, Josh Foster has been helping families achieve their homeownership dreams since 2001. As a Loan Officer at GMFS Mortgage, Josh brings a unique perspective to the lending process, specializing in construction loans and guiding clients from the blueprint stage all the way to move-in day.

Having been part of the GMFS team for over seven years, Josh is known for building lasting relationships and offering a hands-on, transparent lending experience. His background in construction allows him to bridge the gap between builders and borrowers — ensuring a smooth, informed process from start to finish.

Josh is an active member of the Home Builders Association (HBA) and a founding executive member of More Than Fore, a local organization benefiting St. Jude Children’s Research Hospital. Community, family, and giving back are at the heart of everything he does.

Originally from Moss Point, Mississippi, Josh now calls the northshore area home. When he’s not helping clients, you can find him fishing, watching volleyball, or embracing his inner pirate at any chance he gets. A lifelong Jimmy Buffett fan, Josh lives by a laid-back yet dedicated philosophy: “Be open, be responsive, and most importantly, be understanding.”

He credits his success to his incredible wife Erica, his three children, and the relationships he’s built along the way. Whether you’re building your dream home or buying your first, Josh Foster is committed to making the journey as easy and enjoyable as possible.

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

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What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

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Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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Contact Josh Foster

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