Keys for Service

GMFS Mortgage is proud to offer Keys For Service, a down payment and closing cost assistance program available for homebuyers with annual household incomes at or below $125,000!  GMFS has partnered with Louisiana Housing Corporation to provide this unique program.

Happy retired female customer

Features & Eligibility

This is a FORGIVABLE assistance offering that can be paired with both Conventional and Government first and repeat mortgages.

Features:

  • up to 4% down payment assistance – can also be used towards closing costs
  • available for first-time homebuyers and repeat buyers
  • competitive interest rates
  • No AMI

 
Some Qualifications Include:

  • Homebuyers with annual household incomes at or below $125,000 who are purchasing a qualified, principal residence.
  • Borrowers cannot own other property at the time of closing.

Let’s Talk

Contact a GMFS Mortgage Loan Officer today!

Get Started
Rating: 5 out of 5

Ashley Neely was very informative and very helpful during our buying process. Her diligence to help us purchase our first home, was very welcoming. My family and I thank Ms. Neely and the staff for their hard work! God Bless!

Jonathan B.
Rating: 5 out of 5

GMFS–Ashley especially–have been easy to do business with. From the very beginning of the mortgage process to the present, she has been there to answer questions and support our mortgage.

Kyle K.
Rating: 5 out of 5

GMFS Mortgage was very outstanding. Ashley done an awesome job, helping and teaching both my wife Regina and I. I want to say thank you all for such an amazing job.

Mr. and Mrs. Douglas Rankins

Douglas R.
Rating: 5 out of 5

Josh is a great lender and awesome to work with!!

Stephanie M. Lacombe, LA
Rating: 5 out of 5

Ashley was terrific. Wet friendly, thorough and detail oriented. Even though the process sucks Ashley went over and above to help at every step. If it weren’t for Ashley we’d be renting right now but instead we are living in our own home. Cannot thank her enough!

Krisha h.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

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Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

Prepayment penalty may apply if the loan is paid off earlier than the terms specified in the loan documents


*Not a commitment to lend.  All loans subject to credit and property approval.  The following terms are for illustrative purposes only.  Rates, payments, and loans terms vary by consumer based on their individual qualifying information.   The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance. 

Purchase PriceLoan AmountInterest RateAPRTerm
$239,000$227,0506.5%6.725%30