Debt Cover Ratio (DSCR) Mortgage
Mortgage Options for Property Investors
GMFS Mortgage offers home loan options for property investors. Our Debt Coverage Ratio (DSCR) Mortgage is a popular mortgage product for investors who are renting or owning.
Designed for real estate investors
Qualification based on property cash flow (not borrower income)
Single-family homes, condos, and 2–4 unit properties eligible
Use potential rental income (as reported by the appraiser) to qualify
Let’s Talk
Contact a GMFS Mortgage Loan Officer today!
What Sets Us Apart
A Lender Who Cares
With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.
Established
Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.
Efficient
Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.
Trusted
A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.
Experienced
Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.
*Not a commitment to lend. All loans subject to credit and property approval. The following terms are for illustrative purposes only. Rates, payments, and loans terms vary by consumer based on their individual qualifying information. The payment amount illustrated does not include the amounts for taxes, property insurance, or mortgage insurance.
| Purchase Price | Loan Amount | Interest Rate | APR | Term |
|---|---|---|---|---|
| $239,000 | $227,050 | 6.5% | 6.725% | 30 |