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Posts Categorized: FHA

FHA

New 2023 Conventional Loan Limit Increase

The Federal Housing Finance Agency (FHFA) announced that conventional loan limits are increasing. The new 2023 base loan limit in most of the country will be $726,200! Start using these NEW limits today!

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FHA

FHA and VA Loan Credit Score down to 580 and 600

Great news! GMFS Mortgage is now offering FHA Loans down to 580 credit score & VA Loans down to 600 credit score. Our new FHA and VA loan program requirements may allow more borrowers to qualify for a home loan!…

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FHA

New 2022 Conventional Loan Limit Increase

The Federal Housing Finance Agency (FHFA) announced that conventional loan limits are increasing. The new 2022 base loan limit in most of the country will be $647,200! Start using these NEW limits today!

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FHA

Student Loan Relief Options for Prospective Buyers

Good news! FHA has recently made changes that may allow prospective buyers and borrowers with student loans more flexibility.  FHA will now use .5% – previously it was 1% – of the outstanding loan balance to calculate debt.  This may…

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Buy-Purchase-Sell

FHA and VA Loans Down to 620

Good news. There have been updates to Government Loan Fico Score requirements that may allow more borrowers to qualify!  FHA and VA Loans may accept FICOS down to 620! Contact a GMFS Mortgage Loan Officer today for a no-obligation consultation…

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FHA

FHA & VA Loan Limits Increased for 2019

HUD and VA announced that loan limits will be increasing next year (2019).   Loan Type New 2019 Loan Limit Effective   FHA $314,827 Read HUD Announcement National limit for a one-unit property Applicable with case #’s ordered on or after January…

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Equal Housing Lender. ©2017 GMFS LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. GMFS LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought. All mortgages are originated by GMFS LLC, NMLS ID #64997, at 7389 Florida Blvd. Suite 200A Baton Rouge, LA 70806. The retail division of GMFS LLC is Doing Business As “GMFS Mortgage”.

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