Melissa Brackley

Senior Loan Officer NMLS #197065

Rating: 4.99 out of 5
Melissa Brackley, Mortgage Loan Officer, smiling in dark blouse.
GMFS Mortgage - Covington, LA

119 Terra Bella Blvd.
Covington, LA 70433

Melissa Brackley, Mortgage Loan Officer, smiling in dark blouse.

Louisiana

#197065

Melissa Brackley Reviews

What Our Customers Say

Choosing a loan officer is personal. See what others have to say about their experience.

Rating: 5 out of 5

We had a great experience with Missy! She was communicative, sweet, and did everything she could to get you to closing! Thank you, Missy!

Gage C P. Mandeville - April 6, 2026
Rating: 5 out of 5

Melissa (Missy),

is a earth angel, words alone can’t express my sincere/humble gratitude of her guiding and assisting me through a difficult time recently losing my mother. She made the Navigation of refinance process painless. My hats off to Missy , Kelsey and the entire GMFS team.

Sincerely,

Raymond Rogers

Raymond J R. Slidell - May 6, 2026
Rating: 5 out of 5

my whole experience was great because no matter what I needed or any questions I had there was someone that was there to help and go beyond what was expecte.

Carson D D. Ponchatoula - September 1, 2026
Rating: 5 out of 5

Great follow through, consistent all around, quality service, my family will continue to use her services in the future.

Charlie R. Mandeville - September 17, 2026
Rating: 5 out of 5

nice and courteous, impressed with her depth of knowledge not only on case but in general. Thank you very much! We will rethe future

Matthew James K. Franklinton - February 21, 2026
Street map location of Melissa Brackley

About Melissa “Missy” Brackley

For more than 20 years, I’ve had the privilege of helping families open the door to homeownership — and it never gets old. As a Loan Officer with GMFS Mortgage, my favorite part of this job is getting to know my clients personally and walking with them through one of life’s biggest milestones. Whether you’re buying your first home, upgrading for more space, or refinancing to reach new financial goals, I’m here to make the process as smooth and stress-free as possible.

What drives me is simple: people. I truly enjoy building relationships, answering questions, and helping families feel confident and cared for from start to finish.

Outside of work, I’m a proud wife and mom of two amazing (and now older!) kids. You can usually find us outdoors — cheering at a soccer game, boating on the Tchefuncte River, or tailgating for SEC football. My faith keeps me grounded and reminds me daily why I love serving others through what I do.

I also stay active in the community through several local organizations I’m proud to support:

  • Women’s Council of Realtors (WCR)
  • BNI
  • St. Tammany Home Builders Association (HBA)
  • Women’s Entrepreneurs – Women Supporting Women
  • Northlake Mandeville Rotary Club
  • Giving Hope
  • NOLA Food Pantry

When I’m not working or volunteering, I love spending time in the garden, getting a good workout in, or watching football with my family.

Helping others feel at home — in their mortgage journey, their community, and their lives — is what it’s all about for me.

Business Hours:

  • Monday 8:00 AM to 5:00 PM
  • Tuesday 8:00 AM to 5:00 PM
  • Wednesday 8:00 AM to 5:00 PM
  • Thursday 8:00 AM to 5:00 PM
  • Friday 8:00 AM to 5:00 PM

Products and Services Offered:

  • Conventional Mortgages
  • FHA Mortgages
  • Refinance Programs
  • ARM Loans
  • VA Loans
  • USDA RD Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Second Home or Investment Property Loans
  • Loans for Self-Employed Borrowers
  • First-Time Homebuyer Programs
  • Down Payment Assistance Loans
First Time Home Buyers

First Time Homebuyer Budget Worksheet & Tips

At GMFS Mortgage, we recognize that navigating the journey to homeownership can be overwhelming for first-time buyers, and we’re here to guide you, having helped thousands achieve their dream of owning a home.

What Sets Us Apart

A Lender Who Cares

With GMFS Mortgage, you’re not just getting a loan—you’re getting a team that’s all in, every step of the way.

Established

Since 1999, we’ve helped over 150,000 people across 23 states become homeowners.

Efficient

Everything from processing to closing happens under one roof. That means fewer hiccups…and more high-fives.

Trusted

A+ BBB rating. Torch Award for Marketplace Trust. A reputation built on doing the right thing.

Experienced

Our team averages 14+ years in the industry—and a lifetime of showing up for our clients.

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